Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Great way to spread payments

Great way to spread payments without paying interest. Easy to use and widely available for many purchases. Reviewed on: 8th June 2026

PayPal makes me feel safe and secure when using to b...

PayPal makes me feel safe and secure when using to buy things off the internet Reviewed on: 8th June 2026

It’s so easy to use.

It’s so easy to use. Very user friendly. Great that you know that if a site uses PayPal it can be trusted. Quick Reviewed on: 8th June 2026

Excellent experience with pay pal credit and good in...

Excellent experience with pay pal credit and good interest rates Reviewed on: 8th June 2026

I like pay in 3 and % interest rate for 4 months.

I like pay in 3 and % interest rate for 4 months. Very helpful for financial planning Reviewed on: 8th June 2026

So easy and flexible

Paypal is so easy convenient and gives you lots of flexibility and options Reviewed on: 8th June 2026

Excellent service have been with paypal for over 15...

Excellent service have been with paypal for over 15 yes easy and great service to use. Reviewed on: 8th June 2026

Easy to use.

Easy to use. Easy to contact when needed. Reviewed on: 8th June 2026

PayPal in 3 easy to use

Love using PayPal especially pay in 3 spreading the cost of my online shopping easy to keep track on what I’m spending also very easy use most on retailers have PayPal for an option to pay Reviewed on: 8th June 2026

Paypal credit is amazing

PayPal credit is amazing and comes with so many benefits and perks. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub