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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,084 reviews, last reviewed 21st Jun 2026
4287000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues with payment Never had any issues with payment Reviewed on: 21st June 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144084)

You won’t regret it

5
I feel safe while paying with PayPal, specially online. I’ve been using it for a long time and never had a problem. When something looked a bit “dodgy”they will keep you on the safe side. You have also payment options if running a bit short of money. Highly recommended. Reviewed on: 28th April 2026
Lauribiris 's avatar
Lauribiris

valuable for helping a single mum spread costs !

4
Great for spreading payments interest free Reviewed on: 28th April 2026
Beth M's avatar
Beth M

Easy to use, clear and convenient app

5
Easy to use, able to use PayPal for most online purchases. This gives me peace of mind. I also like being able to pay things off early; purchases are shown my date and name of the company/retailer, this makes keeping track of which purchases to pay off first and easy! Reviewed on: 28th April 2026
Auriel's avatar
Auriel

Best experience and always available to sorted any i...

5
Best experience and always available to sorted any issue. Reviewed on: 28th April 2026
Luciano's avatar
Luciano

One and only

5
I’m using PayPal credit for many years and it’s very useful and helpful I recommend it for anyone who wants a great deal of ease Reviewed on: 28th April 2026
Z ali's avatar
Z ali

Very handy to have

5
Great to now have virtual pay pal credit card to use for all payments Reviewed on: 28th April 2026
LJK's avatar
LJK

Fast easy checkouts and with added security

5
Fast easy checkouts and with added security Reviewed on: 28th April 2026
Craig R's avatar
Craig R

great service

4
great service, well recommended. The team is always online when you need. Reviewed on: 28th April 2026
Sandro S's avatar
Sandro S

Not brilliant and could do with being more personal...

4
Not brilliant and could do with being more personal rather than being online AI focused Reviewed on: 28th April 2026
Peter G's avatar
Peter G

Such an easy option to use and I know I am supported...

5
Such an easy option to use and I know I am supported in case of need. Reviewed on: 28th April 2026
Janice A's avatar
Janice A

Review PayPal: PayPal Credit now

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