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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56758 reviews)

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4.91

Based on 56,757 reviews, last reviewed 7th Apr 2026

550500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% monthly payment The 0% 4 monthly payment such a good feature. Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56758)

Brilliant, helpful all round.

PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

Great!!!

Very helpful with payment and very easy to use Reviewed on: 8th July 2022

Reliable,

I have only positive experience with paypal in all areas Reviewed on: 8th July 2022

Easy to Apply and Use

Have found PayPal credit to be amazing and easy to use, always trust it is safe and secure at online check outs. Really help spread the costs over a manageable period and the 0% interest for 4 months is a fantastic bonus. Highly recommend over any traditional credit card. Reviewed on: 8th July 2022

Good choice

Incredibly easy and good choice. Works perfectly alongside with all other payment methods provided by PayPal for all online shopping needs Reviewed on: 8th July 2022

Best

Pay pal is flexible for me and I use it online Reviewed on: 8th July 2022

Good credit lender

Provide good deals on credit when needed Reviewed on: 8th July 2022

Everyone needs to have one

Like the service and better experience than the boring cards!! Love it and would highly recommend everyone has got one!! Reviewed on: 8th July 2022

Amazing service

PayPal is amazing and it’s really helpful specially 4 month 0% apr . Well recommend for those who wants to build them credit history as well now a days 99% companies accept PayPal I believe so it’s a great opportunity to use this credit and pay back in small instalments every month. I’m very happy with PayPal Credit service and will recommend. Reviewed on: 8th July 2022

Financial Friend

PayPal Credit Helped me so many times when I required emergency purchases and had a limited balance in hand. At the time, PayPal Credit was like a good friend for helping me with my financial assistance. Reviewed on: 8th July 2022

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