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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,541 reviews, last reviewed 7th Apr 2026
530600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service! Fantastic service! Customer Service has been phenomenal and the credit options are fantastic with the current state of the financial world!! Reviewed on: 7th April 2026
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56541)

Good option

4
This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022
Natasha Bell's avatar
Natasha Bell

Simple, Easy and Convenient!

5
Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022
Brian Earnshaw's avatar
Brian Earnshaw

very happy

5
such easy way to manage payments Reviewed on: 20th June 2022
malcolm bushby's avatar
malcolm bushby

Wonderful company

5
Feel very safe with PayPal, especially being a widow and knowing that PayPal has everyone’s best interests! Very fair and always replies 100% thanking you all Reviewed on: 20th June 2022
Nursey's avatar
Nursey

Amazing and best value credit scheme

5
PayPal credit is the best credit scheme available and offers to allow interest free payments throughout the year for eBay have been incredible Reviewed on: 19th June 2022
v yeon's avatar
v yeon

Safe and full Protection

5
PayPal protect you against Fraud. Reviewed on: 18th June 2022
Hassan Ali's avatar
Hassan Ali

Reliable

5
Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022
Polka Poleszka's avatar
Polka Poleszka

Brilliant

5
Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022
Rabiul Hoque's avatar
Rabiul Hoque

Great credit

5
I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022
Wayne rogers's avatar
Wayne rogers

Very helpful

5
Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022
Muhammad's avatar
Muhammad

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