Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Great secure app east to check out

Great secure app east to check out Reviewed on: 8th June 2026

One of the best app

Always there for you when you need to buy something on installments. Reviewed on: 8th June 2026

Convenient and easy

Convienet and easy. Recommended to friends and use all the different products. Flexibility, choice and good rewards. Had everything you'd look for. Reviewed on: 8th June 2026

Safe transactions, great promotions, offers & ease o...

Safe transactions, great promotions, offers & ease of use Reviewed on: 8th June 2026

I am using PayPal for a long time and very happy mos...

I am using PayPal for a long time and very happy most of my items been payd with Paypal it's always secure and protected. Reviewed on: 8th June 2026

Paypal feedback

I've never had any problems with payment or queries Reviewed on: 8th June 2026

Verry easy app to use.

All positive experience, very easy app to use. Reviewed on: 8th June 2026

I personally have used PayPal for 7 years which rang...

I personally have used PayPal for 7 years which ranges from buying and selling on eBay to making purchases on Xbox and PlayStation or steam I’ve always had amazing interactions with anyone that I’ve spoken to from the team at PayPal there very understanding and hardworking people and always have made sure they have provided the best service possible. Reviewed on: 8th June 2026

Great product.

Great product. Not used it yet but PayPal will be very reliable and efficient. Reviewed on: 8th June 2026

Always easy to use - efficient and seamless

Always easy to use - efficient and seamless Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub