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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56317 reviews)

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4.91

Based on 56,317 reviews, last reviewed 7th Apr 2026

510400% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is the best Financial Flexibility - 0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56317)

Easy to use and reliable

Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

I am always happy

Everything is going well and professional Reviewed on: 13th June 2022

Paypal credit

Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022

Enough credit allowance

Good promo offers and enough time to payback. Reviewed on: 13th June 2022

Excellent way to spread costs

Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022

Great credit provider for everyone!

Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022

Good as it gets

Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022

Great company for service and convenience

Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022

Brilliant

Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022

The best

The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022

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