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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,271 reviews, last reviewed 21st Jun 2026
4295600% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was good I like it a lot very good... It was good I like it a lot very good app Reviewed on: 21st June 2026
Kevin s's avatar
Kevin s

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144271)

PayPal credit is great, brilliant to use for those e...

5
PayPal credit is great, brilliant to use for those expenses you can pay off Reviewed on: 28th April 2026
Elizabeth F's avatar
Elizabeth F

I have been with Paypal for many years, over this ti...

5
I have been with Paypal for many years, over this time I have had no issues, customer service has always been a good experience, prompt timely, and clear responses. PayPal's payment option, pay in 3 and the PayPal finance option are a great way to purchase goods over your payment preference. I highly recommend PayPal. Reviewed on: 28th April 2026
John T's avatar
John T

Easy to manage

5
I find PayPal credit very useful and it is very easy to manage. Reviewed on: 28th April 2026
Rose 's avatar
Rose

Good customer service.

5
Good customer service. Pleasant to talk to and very helpful. Reviewed on: 28th April 2026
Julie Walters's avatar
Julie Walters

Easy, safe way to pay.

5
Easy, safe way to pay for internet items plus bonus points too. Reviewed on: 28th April 2026
Mavis F's avatar
Mavis F

PayPal - why use anything else

5
Great credit terms and simple to use app with everything in one place so why use anything else. Reviewed on: 28th April 2026
Ricardo P's avatar
Ricardo P

Buy with confidence

5
Always there if any issues arise Reviewed on: 28th April 2026
Wazza 's avatar
Wazza

PayPal has never let me down.

5
PayPal has never let me down. It’s quick and very easy to use. Reviewed on: 28th April 2026
Ian C's avatar
Ian C

I have always had a very pleasant experience.

4
I have always had a very pleasant experience. Since a system update its not been as simple to set up a direct debit but apart from it’s been great Reviewed on: 28th April 2026
Sarah K's avatar
Sarah K

Easy and safe to use PayPal

5
I’ve had an excellent experience with PayPal with friends and paying bills. Can transfer money back to my own account. Very safe to use also so Happy Reviewed on: 28th April 2026
Gladys R's avatar
Gladys R

Review PayPal: PayPal Credit now

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