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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very professional and supportive

Very professional and supportive Reviewed on: 8th June 2026

Paypal Credit 10/10

Been using PayPal Credit for years, and can’t fault it. 10/10 Reviewed on: 8th June 2026

Amazing got a whole Holiday

Simple to use and really good also offer great options of paying. I ended up booking a holiday to Mexico for me and my wife by doing the buy now and pay later option, it allowed me to pay off the holiday gradually and not all at once which was just what I needed to have the funds to have great fun on my holiday. I hope more people can experience this Reviewed on: 8th June 2026

I was given an interest that is higher than competitors

I was given an interest that is higher than competitors Reviewed on: 8th June 2026

Paypalis the best way to shop on line

Paypalis the best way to shop on line Reviewed on: 8th June 2026

PayPal is reliable always.

PayPal has always been helpful at difficult times. Reviewed on: 8th June 2026

I am a regular user and have never had any issues

I am a regular user and have never experienced any issues. It's excellent. I use pay in 3 or PayPal.credit but always spend wisely. Customer service is always on hand and very supportive if required. Reviewed on: 8th June 2026

Paypal is super easy to use, payments are clear and...

Paypal is super easy to use, payments are clear and concise, low interest rates, honestly I've decided to make it my main line of credit, it beats using credit cards. Reviewed on: 8th June 2026

Easy to use!

I love it cos I can use it anyhow I want it. Reviewed on: 8th June 2026

Easy to use and safe.

Easy to use and safe. logging in and making payments are quick and simple. Great customer service always helped with my queries Reviewed on: 8th June 2026

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