Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,301 reviews, last reviewed 22nd Jun 2026
4296800% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good Easy to use, a lot of credit options. Reviewed on: 22nd June 2026
Henrique's avatar
Henrique

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144301)

PayPal is amazing!

5
PayPal is amazing! The ease of use that I found for myself and my elderly parents was utterly fantastic. I’ve recommended the service to all of my friends and family plenty of whom have uptaken accounts with PayPal. They offer a PayPal credit service too which is brilliant when you’re in a pinch before payday & it is extremely easy to send money to family, friends & even pay for products all across the globe!!! Absolutely 10/10 Reviewed on: 28th April 2026
Barry D's avatar
Barry D

I've found it extremely useful

5
I've found it extremely easy to use and you can use a card which opens up more places to spend is great. Reviewed on: 28th April 2026
Amanda J's avatar
Amanda J

Happy customer

5
Good app & easy to use, easy to make payments & view balance Reviewed on: 28th April 2026
Sez D's avatar
Sez D

Great app.

5
PayPal is easy to use, fast, and reliable. I've had a very positive experience so far, and I feel safe using it for my payments. Highly recommended. Reviewed on: 28th April 2026
Kristine N's avatar
Kristine N

Really easy to use

4
It's been really easy to use, and has allowed me the flexibility to book things I wouldn't have been able to do otherwise such as concert tickets. The three months interest free has been a lifesaver and takes off a lot of stress of borrowing Reviewed on: 28th April 2026
moneyleafeon's avatar
moneyleafeon

It is helpful and easy to solve my worries.

5
It is helpful and easy to solve my worries. Reviewed on: 28th April 2026
F A's avatar
F A

Give me a chance to purchase and spread payments

5
Give me a chance to purchase and spread payments Reviewed on: 28th April 2026
Karen B's avatar
Karen B

Easy app to use and to make payments

5
Easy app to use and to make payments Reviewed on: 28th April 2026
Craig Lockwood's avatar
Craig Lockwood

Pay in Three option allows flexible purchasing choic...

5
Pay in Three option allows flexible purchasing choices with clear view of upcoming payments. I service I use regularly . Reviewed on: 28th April 2026
thorrx@me.com's avatar
[email protected]

ayPal Credit is a convenient revolving credit line b...

5
ayPal Credit is a convenient revolving credit line built into your PayPal account, designed to make online purchases easier—especially for frequent PayPal users. Overall, it offers solid benefits, but it also comes with some important drawbacks to consider. Reviewed on: 28th April 2026
bukhti's avatar
bukhti

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill