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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

So handy to have to hand.

So handy to have to hand. Great to be able to reach for online credit that isnt pay by installments. Reviewed on: 8th June 2026

My go to for credit purchases

I've been using PayPal credit for over 4 years and for me it is the safest way to make a purchase. I like the ability to pay interest free within 4 months. This enables those slighter bigger purchases to be more accessible and affordable Reviewed on: 8th June 2026

Excellent help

Excellent help change my life I’m not worrying to buy anything Reviewed on: 8th June 2026

Never had any issues dealing with Pay Pal easy trans...

Never had any issues dealing with Pay Pal easy transaction's trusted. Reviewed on: 8th June 2026

Good app

Easy to use easy to deal with if there is any problems or issues Reviewed on: 8th June 2026

Great Service

Easy to apply for, simple to manage, and very convenient for spreading the cost of purchases. I have had a good experience with PayPal Credit and would recommend it Reviewed on: 8th June 2026

PayPal is safe to use and easy best app on...

PayPal is safe to use and easy best app on my phone Reviewed on: 8th June 2026

Great service

Great service. Easy to use and easy navigation Reviewed on: 8th June 2026

PayPal is Epic

I no longer use my credit card. I try and use PayPal for everything and earning points is great, I feel safe buying with PayPal and have been a member from the beginning. Much better than some of the alternatives out there. Easy to work out your spending. Love all the upgrades. Reviewed on: 8th June 2026

Reliable, easy to use and more dependable.

Reliable, easy to use and more dependable. Reviewed on: 8th June 2026

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