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PayPal: PayPal Credit reviews

4.73
Based on 144,312 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144312)

PayPal is by far the best

5
Just excellent in every aspect of finance Reviewed on: 28th April 2026

PayPal Credit

5
Use PayPal Credit all the time, now even better with the card feature Reviewed on: 28th April 2026

Makes paying for things easy and quick

5
Makes paying for things easy and quick Reviewed on: 28th April 2026

I've enjoy using paypal and I'll highly recommend

5
I've enjoy using paypal and i honestly have no complaints Reviewed on: 28th April 2026

PayPal have always been accommodating, helpful and s...

5
PayPal have always been accommodating, helpful and supportive. They are easy to use also Reviewed on: 28th April 2026

Safe way to pay

5
I always use paypal where ever I can, I feel its safer! Paypal have always sorted any problems I've had asap. I've been using paypal for well over 20years now! Paypal creadit repayments are resonable, and you can pay the "pay in 3" back earlier if you want. Reviewed on: 28th April 2026

Quick and easy, transparent on payments due and fees.

5
Quick and easy, transparent on payments due and fees. Reviewed on: 28th April 2026

Easy to use and transparent so you know what’s what!

5
Easy to use and transparent so you know what’s what! Reviewed on: 28th April 2026

Great service - wouldn’t be without it!

5
Easy access, easy to manage and app is great! Reviewed on: 28th April 2026

Pay with ease and no hassle

5
Easy to use, simple to follow the online instructions, I just wish my bank was the same Reviewed on: 28th April 2026

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