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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Excellent platform, exceptional customer service

Excellent platform, exceptional customer service Reviewed on: 8th June 2026

excellent service

Execellent service, the app otself is very easy to you straight forward Reviewed on: 8th June 2026

Never had any issues whatsoever - Muls

Never had any issues whatsoever. Easy to work with and great app to navigate around. Reviewed on: 8th June 2026

Reliable and friendly service.

Reliable and friendly service. Easy reminders to pay on time and a super easy ui. Credit available when I need it. Reminders to pay are prompt and when I do pay it's very easy to connect to my bank and make the payment. Reviewed on: 8th June 2026

I use PayPal a lot .

I use PayPal a lot . I like that is is secure and safe for purchases . Also like the credit options . Reviewed on: 8th June 2026

No hassle easy credit would recommend

No hassle easy credit would recommend Reviewed on: 8th June 2026

No hassle returns on Pay in Three

Handle Returns and Refunds without hassle, dodgy sellers cave on returns if paid by PayPal. Pay in 3 very handy. Excellent. Reviewed on: 8th June 2026

Paypal credit is excellent

Paypal credit is credit friendly and it has excellent payment flexibility, easy transaction with card and in app. Reviewed on: 8th June 2026

Easy to buy with protection and good payment plans p...

Easy to buy with protection and good payment plans pay in 3 or credit with flexible payments Reviewed on: 8th June 2026

Great service

Iv used PayPal for quite a few years now in several of there products and never been let down there customer services are great and are quick to sort your issue out plus PayPal is easy to use Reviewed on: 8th June 2026

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