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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144316 reviews)

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4.73

Based on 144,316 reviews, last reviewed 22nd Jun 2026

4297450% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to pay I like that PayPal take scamming very seriously. An makes it easy to get my money back. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144316)

with paypal credit it is easy to use and payments ar...

with paypal credit it is easy to use and payments are very fast Reviewed on: 28th April 2026

Great system to use, very clear design.

Great system to use, very clear design. Could provide more notifications regarding payment dates, particularly for pay later options Reviewed on: 28th April 2026

Amazing financial tool

I’ve been using PayPal Credit for a while now, and honestly it’s been a really convenient way to manage bigger purchases without feeling the pressure all at once. I like that it’s straightforward to use, especially when shopping online, and the option to spread payments gives me a bit more flexibility month to month. The interface is easy to navigate, and I can always see exactly what I owe and when, which helps me stay on top of my finances. It’s also reassuring knowing I can rely on it when unexpected expenses come up. Overall, it’s been a helpful tool for balancing spending and budgeting, and I’d definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 28th April 2026

Reliable and trustworthy brand - no negativity asso...

Reliable and trustworthy brand - no negativity associated with them. Reviewed on: 28th April 2026

You have to give PayPal ago

Very fair and simple to use a great platform Reviewed on: 28th April 2026

Perfect for that added help

It’s simple and easy to use with flexibility options Reviewed on: 28th April 2026

I find PayPal easy and useful.

I find PayPal easy and useful. I love it . I will recommend it for family and friends Reviewed on: 28th April 2026

Since I started using PayPal, l have had rest of min...

Since I started using PayPal, l have had rest of mind without fears of losing money and this form of payment is very secure and grantees all my transactions. Reviewed on: 28th April 2026

Great Flexibility for Expensive purchases

I have used the pay in 3 and 4 months 0% on multiple ocassions for managing finances better, it’s very useful Reviewed on: 28th April 2026

Always works great no issues, easy to use and access...

Always works great no issues, easy to use and access and pay in 3 is very useful Reviewed on: 28th April 2026

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