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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Pay in 3 has disappeared from my PayPal account

Pay in 3 has disappeared from my PayPal account Reviewed on: 8th June 2026

Always been happy with dealing with Paypal.

Always been happy with dealing with Paypal. And it also gives me peace of mind with my purchases. Reviewed on: 8th June 2026

Product is alright, customer service is bad

Product is alright, a bit complicated and confusing. The customer service is horrible, it takes too long and they just try to get rid of you Reviewed on: 8th June 2026

Love my PayPal credit card!

I find the PayPal credit card is ideal for my purchases over £100 enabling me to spread the cost over 4 months with no interest. Perfect Reviewed on: 8th June 2026

Great Support

Easy to use and excellent support when dealing with rogue transactions and sellers Reviewed on: 8th June 2026

Reliable and safe

Always had good service and professional experience Reviewed on: 8th June 2026

Very with service provider easy to use app

Very with service provider easy to use app Reviewed on: 8th June 2026

Spread the burden

Always available for you to use when you have an item that needs a bit more time to pay for. In an age where prices are on the increase it makes more sense to make the burden a little more accessible. Reviewed on: 8th June 2026

PayPal is a solid name when it comes to payment and...

PayPal is a solid name when it comes to payment and I'm always confident when paying with it as I know my money are in safe hands! PayPal Credit is a amazing option rewarding buyers to spread costs more effectively without paying any interest should your payments are prompt which is set by direct debit so you don't have to worry! Reviewed on: 8th June 2026

Best credit card around

Easy to use, still rewards you, also gave me 4 months interest free Reviewed on: 8th June 2026

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