Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144425 reviews)

View other PayPal products

4.73

Based on 144,425 reviews, last reviewed 22nd Jun 2026

4302450% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is probably one of the best finance tools onl... Paypal is probably one of the best finance tools online. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144425)

Easy to use and frequent slides

Easy to use and frequent slides but when you face any issue it’s difficult to sort it out with help centre Reviewed on: 28th April 2026

Always good helped out alot with many things

Always good helped out alot with many things Reviewed on: 28th April 2026

I've been using PayPal credit for a number of years...

I've been using PayPal credit for a number of years now, mostly to purchase goods that are beyond my financial reach if paid in a single instalment. To this end, it has been a fantastic service & experience & there's always the added safety net that comes with any PayPal purchase. Reviewed on: 28th April 2026

User friendly

PayPal has been helpful in ensuring smooth transaction and the app os straight forward to use. Reviewed on: 28th April 2026

very good and transparent service

very good and transparent service Reviewed on: 28th April 2026

Good value good rate and so easy to yse

Good value good rate and so easy to yse Reviewed on: 28th April 2026

Finacial security and ease of use in one place

ability to control credit level. Easy to use wb site, clear layouts. Wide range of outlets that use Paypal meaning secure payments, money back and refunds are not a problem if needed. Reviewed on: 28th April 2026

Convenient

Easy to use in general, occasional delays to access app but this is not really impactful. Convenient to use credit with or without card on hand. Reviewed on: 28th April 2026

Easiest way to pay

Paypal allows flexibility in my life finances whether it is for DIY project, social event or leisure trip, it allows to manage my money on how it suits me throughout the year. On the rafe occasions due to to retail store payments may not go through, PayPal staff always happy yo help resolve and transactional issues with retail checkouts. Reviewed on: 28th April 2026

Always my go to and have never been hard to...

Always my go to and have never been hard to use Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75162 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub