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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Reliable and Convenient Payment Platform

5
PayPal is easy to use for sending and receiving money, making online purchases, and managing transactions securely. The buyer protection features provide added confidence when shopping online, and the platform is widely accepted by businesses around the world. Reviewed on: 8th June 2026

Pay pal credit.

5
Pay pal credit. Is excelent. Specially the pay in 3 option. Can make bigger purchases and not worry about taking too much money all at ones out of my bank account. Reviewed on: 8th June 2026

Paypal has helped me managed my money as they have...

5
Paypal has helped me managed my money as they have this pay 3 excellent Reviewed on: 8th June 2026

Easy to use and helpful when you have an issue.

5
Easy to use and helpful when you have an issue. Reviewed on: 8th June 2026

I feel that my purchases are financially secure on-l...

5
I feel that my purchases are financially secure on-line and I have the option to spread the cost of purchases too. Reviewed on: 8th June 2026

secure and trustworyhy paypal

5
have used paypal a long time....its secure and trustworthy Reviewed on: 8th June 2026

It’s been a smooth sail.

5
It’s been a smooth sail. Quick transfers, updates on shipping, points for each purchase, currency conversion. It’s all in one. Reviewed on: 8th June 2026

It was ok.

4
It was ok. Some fluctuations of the accesss to services is annoying. Reviewed on: 8th June 2026

Love PayPal!

5
Love PayPal! It’s safe and convenient! Reviewed on: 8th June 2026

Never had a problem, all queries answered and dealt...

5
Never had a problem, all queries answered and dealt with in a positive and professional manner. Reviewed on: 8th June 2026

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