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PayPal: PayPal Credit reviews

4.91
Based on 56,265 reviews, last reviewed 7th Apr 2026
505700% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always used Paypal for all my purchase. I have always used Paypal for all my purchase. In the rare occasions when i had issues with my purchases, This was resolved without any problem. Reviewed on: 7th April 2026
Gee's avatar
Gee

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
Hus's avatar
Hus

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56265)

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Very good

5
Good service I recommend it Try it Reviewed on: 13th June 2022

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