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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Convenient and uncomplicated

I’ve been using PayPal for year and it’s not only convenient to send money abroad or pay friends, but it also have the best exchange rates. Also very uncomplicated credit, pay in 3 options. Reviewed on: 8th June 2026

They good sometimes I think you need to do more to p...

They good sometimes I think you need to do more to protect the consumer Reviewed on: 8th June 2026

Good credit /financial services

Good credit /financial services, I have used PayPal for the last 10+ years and have always been happy with the services they provide Reviewed on: 8th June 2026

The best and safest way to make purchases online.

The best and safest way to make purchases online. I have used PayPal for more than 15 years and never been disappointed or let down by them. I have recommended PayPal to all my family and friends. On the very few occasions that I have had to raise a dispute or query a charge that I don’t recognise the customer service has been exemplary Reviewed on: 8th June 2026

Good service no hassle and friendly

Good service no hassle and friendly Reviewed on: 8th June 2026

All in 1 place

Great online service with a smooth, user‑friendly app and quick customer support. Payments are fast, security feels solid, and everything works without stress. Perfect for managing money easily and confidently every day Reviewed on: 8th June 2026

Have used PayPal for a number of years always handy...

Have used PayPal for a number of years always handy have had no issues at all. Reviewed on: 8th June 2026

Safe and Protected

Never had any problems using the platform. Swift replies when I have had an issue using customer service. Feel safe and protected and thats why I choose to use PayPal Reviewed on: 8th June 2026

Clarity of everything

Good service, clear and transparent terms and conditions, and quick completion of the process Reviewed on: 8th June 2026

I have used PayPal for many years now and it’s the b...

I have used PayPal for many years now and it’s the best money app I have!! I use PayPal all the time, it is so easy to send money! Reviewed on: 8th June 2026

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