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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144624)

Easy life with paypal

5
PayPal makes life easy and now you can earn points to get money off purchases. Winner winner Reviewed on: 28th April 2026

Love PayPal

5
I've been using PayPal for many years excellent service and there on line security is second to none. Reviewed on: 28th April 2026

I will say what you want to win the £1000...

5
I will say what you want to win the £1000 Reviewed on: 28th April 2026

Widespread financial service with many options to ch...

5
Widespread financial service with many options to choose Reviewed on: 28th April 2026

Fantastic support and easy to use

5
Fantastic support and easy to use Reviewed on: 28th April 2026

I’ve had a positive experience using Paypal.

5
I’ve had a positive experience using Paypal. I can make payments anywhere in the world and appreciate the pay in 3!interest free system. Reviewed on: 28th April 2026

It’s been really flawless in its usability.

5
It’s been really flawless in its usability. Always available and really useable Reviewed on: 28th April 2026

Excellent

5
Using PayPal for few years and there service is very good. Reviewed on: 28th April 2026

PayPal Credit is handy for spreading payments, espec...

5
PayPal Credit is handy for spreading payments, especially with interest-free periods on larger purchases. It’s easy to use at checkout, but high interest can kick in if you don’t pay on time. Reviewed on: 28th April 2026

Great card to have!

5
Always easy to contact if there's a problem. Always easy to use Reviewed on: 28th April 2026

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