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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Excellent

excellent service and highly recommended Reviewed on: 8th June 2026

Your financial friend

Easily managed account and transactions refunds always on time great customer service Reviewed on: 8th June 2026

Best credit i have ever got ,took me seconds to get...

Best credit i have ever got ,took me seconds to get and straight away to use ,easy and very good Reviewed on: 8th June 2026

PayPal has helped me alot.

PayPal has helped me a lot. Its helped me purchase things when I don’t have the funds then and there. Reviewed on: 8th June 2026

Pal pal is my number one payment method

Pal pal is my number one payment method Reviewed on: 8th June 2026

Brilliant app and good and efficient

Brilliant app and good and efficient Reviewed on: 8th June 2026

Easy to use app

Easy to use app, now has a digital card and nice interest Reviewed on: 8th June 2026

Great service

Great service, customer oriented. Keep up the good work! Reviewed on: 8th June 2026

Very helpful and easy to spread the cost of any purc...

Very helpful and easy to spread the cost of any purchase Reviewed on: 8th June 2026

Quick and easy to access and use

Quick and easy to access and use Reviewed on: 8th June 2026

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