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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,463 reviews, last reviewed 7th Apr 2026
523300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A convenient line of credit for emergencies. I don't use credit on a daily/monthly basis, but should something unexpected happen, it's nice to have it there for emergencies. Reviewed on: 7th April 2026
ChrisL's avatar
ChrisL

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56463)

They gave me a chance to build my credit

5
They have been really helpful in helping me build my credit Reviewed on: 8th July 2022
ola olajide's avatar
ola olajide

Just Perfect

5
It's just brilliant for those 'rainy days' and some times it pours! Reviewed on: 8th July 2022
Richard Lock's avatar
Richard Lock

The best thing that ever happened

5
It’s very easy to use and everybody is accepting Reviewed on: 8th July 2022
Florin Nicolae's avatar
Florin Nicolae

Great idea

5
I used PayPal credit once. And it was life saving for me. Reviewed on: 8th July 2022
I Jemei's avatar
I Jemei

Easy and straightforward to use

5
I love paypal credit its easy and straightforward to use which is what you want when shopping online. Reviewed on: 8th July 2022
Lou Moss's avatar
Lou Moss

PayPal credit

5
I absolutely love PayPal credit and use it quite often to be honest When my work pays me wrong pay and I don’t have enough money in my account I can use PayPal credit to pay for things and it makes things so much easier for me Reviewed on: 8th July 2022
Ray's avatar
Ray

Easy to use, no issues

5
I love using PayPal credit. It’s easy to use, and practical. I also pay it back straight away and feel at ease. Reviewed on: 8th July 2022
Elandamaria Skins's avatar
Elandamaria Skins

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022
Lorri's avatar
Lorri

Convenient and easy

4
Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022
Michelle 's avatar
Michelle

Easy to use

5
PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022
Gbenga Olajugbagbe's avatar
Gbenga Olajugbagbe

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