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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144672)

It’s very easy for using the app

5
It’s very easy for using the app Reviewed on: 28th April 2026

Used them for years, great that you can trust online...

5
Used them for years, great that you can trust online shops with their backing Reviewed on: 28th April 2026

Always helping if needed, never had any problems great

5
Always helping if needed, never had any problems great Reviewed on: 28th April 2026

Good paypal

5
Good to get pay in 3 if needed and PayPal credit never had a problem with them and when I brought something of FB the company went down and PayPal refunded my money straight away Reviewed on: 28th April 2026

I feel safe making purchases with PayPal, PayPal cre...

5
I feel safe making purchases with PayPal, PayPal credit and pay in 3 help me greatly make them emergency buys. Reviewed on: 28th April 2026

Needs Better

5
I believe PayPal Credit needs to improve its customer support, communication, and account management process Reviewed on: 28th April 2026

Easy to use no fuss service.

5
Easy to use no fuss service. I have used PayPal for many years and any queries I have have been answered promptly Reviewed on: 28th April 2026

Its very helpfull.

5
Its very helpfull. And scam free. Reviewed on: 28th April 2026

Simple easy to use and secure.

5
Simple easy to use and secure. No hassle money Reviewed on: 28th April 2026

I am a happy customer using the service for a longti...

5
I am a happy customer using the service for a longtime Paypal credit is a great finace tool Reviewed on: 28th April 2026

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