Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

View other PayPal products

4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181140)

I pay with PayPal for nearly all of my transactions,...

I pay with PayPal for nearly all of my transactions, it’s safe, and can really on them for help if needed, I find it’s very useful having pay pal credit if needed when I'm a bit short or need more expensive items and can pay back in smaller amounts, I have recommend using pay pal to all my friends and family Reviewed on: 8th June 2026

Can use Paypal knowing its safe and reliable

Can use Paypal knowing its safe and reliable whether shopping, sending money to family abroad it's a financial service I really trust Reviewed on: 8th June 2026

Always reliable, always professional.

Always reliable, always professional. Good benefits and scheme. Simply and easy. Reviewed on: 8th June 2026

Paypal credit review.

Paypal Credit’s 4 month, 0% feature is just right for me and is my go to as the alternative to my standard credit card. I also got the physical paypal Mastercard card that is accepted just the same. Reviewed on: 8th June 2026

It was very easy to apply and get my card and very s...

It was very easy to apply and get my card and very simple to use my card online thank you. The process has been easy instructions easy to follow. Reviewed on: 8th June 2026

Paypal has given me freedom.

Paypal has given me freedom.for installment payments for bigger items and is very clear and easy for any disputes with retailers. It higes me ease and peace of mind. Very visible finances Reviewed on: 8th June 2026

I never had problem perfect service

I never had problem perfect service Reviewed on: 8th June 2026

Simple and easy too use hassle free

Always easy to use and PayPal credit is a great way to spread the cost if you find something and you don’t have the fund available Reviewed on: 8th June 2026

Fantastic Service and trustworthy

I have been using Paypal for over 15 years now. I had never had any problems and trust them with all transactions.. It gives me a sense of security, knowing that each transaction will go smoothly. I also love the option of buy now pay later and pay in 3, such a fantastic way if making payments that are affordable and tractable. Reviewed on: 8th June 2026

Customer services were great when I had a fraudulent...

Customer services were great when I had a fraudulent transaction appear on my account…. Very useful using PayPal credit for online transactions , only problem, sometimes payments made to PayPal credit are not instant and take a while to be deducted from your funding source Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub