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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144704)

Have been using PayPal for many years.

5
Have been using PayPal for many years. It is easy, efficient and I’ve never had any problems. Reviewed on: 28th April 2026

Easy sopping .Helpfull customer service

5
Easy sopping .Helpfull customer service and quick sorting quarries.Absolutely spot on ! Reviewed on: 28th April 2026

Helped me out when I really needed it!

5
Helped me out when I really needed it! Reviewed on: 28th April 2026

Great service

5
Great service, I really recommended ,it helps me to get out of some critical situation Reviewed on: 28th April 2026

Always good to use PayPal.

5
Always good to use PayPal. The customer services are good on dealing with any queries. Reviewed on: 28th April 2026

Worth having it in any ways.

5
PayPal is one of them apps you go and you clearly understand everything, nothing is complicated, no random offers and bothering you with some weird stuff. I think the key for PayPal is simplicity if thats the word to describe, everything is simple. What i am really missing now that my PayPal card needs to be contactless, feeling a bit outdated when using in shops. But in general its the best place to keep or operate money around. Reviewed on: 28th April 2026

PayPal credit

5
I've always found paypal excellent customer service and great company. it is so easy to use Reviewed on: 28th April 2026

PayPal is next level for BNPL

5
I much prefer PayPal to Klarna or any other BNPL options as it gives me more flexibility and allows for comfortable budgeting. Reviewed on: 28th April 2026

Everything is so user frienly

5
Everything is so user friendly and disputes are settled fairly. Reviewed on: 28th April 2026

Great customer service

4
Very good service, quick and easy. Customer service is very responsive and helpful Reviewed on: 28th April 2026

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