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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57057 reviews)

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4.91

Based on 57,057 reviews, last reviewed 7th Apr 2026

578100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit review Convenient, easy to use and gives plenty of options Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57057)

Love it

I have been using this for a couple of years now and it has been great. I tend to use it to split large purchases over a period of time and take advantage of their 0% interest. During these difficult times it has been a life saver. Reviewed on: 8th July 2022

Handy spending until payday

Love using this very handy way of paying when you need something but are a bit short on funds. Reviewed on: 8th July 2022

Freedom

PayPal credit has opened up the world to me!, the credit available to me was a huge lifeline. Reviewed on: 8th July 2022

Great!

Easy to use and lots of options plus easy to manage via the app Reviewed on: 8th July 2022

Amazing

I have the freedom to buy and to pay back when I want it’s allowed me to not stress about ordering something and waiting for money to go back on my card. Thank you for making life easier! Reviewed on: 8th July 2022

Fantastic

Use it all the time for big purchases Reviewed on: 8th July 2022

Excellent Choice of Stores to use

The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022

Quick and Low Cost Finance

My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022

Really good

Would like to be offered a credit increase every now and again Reviewed on: 8th July 2022

Easy to use and widely available

Easy to use and widely available from retailers Reviewed on: 8th July 2022

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