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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

PayPal is secure, safe and awesome

5
PayPal is flexible, has different payment options and is clear on costs and is super safe and secure Reviewed on: 8th June 2026

Very handy when you need a bit more time to...

5
Very handy when you need a bit more time to pay Reviewed on: 8th June 2026

The best thing since sliced cucumber as cool as bread.

5
The best thing since sliced cucumber as cool as bread.. Reviewed on: 8th June 2026

Good so far.

4
Good so far. Many benefits avaliable Reviewed on: 8th June 2026

I love using paypal it has been real life saver and...

5
I love using paypal it has been real life saver and comes in handy would highly reccomend Reviewed on: 8th June 2026

Favourite App

5
Love PayPal, protects my money when paying online, never lost money using PayPal. Any problems they refund and sort it! Don't know where I would be without PayPal Tbh. I used to have a bad credit rating but thx to using PayPal for last 4 years I now have a excellent credit rating!!! Thx PayPal Reviewed on: 8th June 2026

Brilliant Easy way to pay and secure

5
Easy way to pay and secure, use for most purchases. Lots of options when buying items online Reviewed on: 8th June 2026

Since i have been using pay pal my experience with t...

4
Since i have been using pay pal my experience with them has been great and also helping to retrieve my money from other company. Reviewed on: 8th June 2026

Very easy to use.

5
Very easy to use.i love the interest free three monthly payments, which I use all the time. It provides a barrier eternally my credit details and the vendor, which makes me feel secure. Website easy to use. Reviewed on: 8th June 2026

It was easy to use, few clicks and payment done, fas...

5
It was easy to use, few clicks and payment done, fast and efficient. Zero % interest for 4 months meant I could plan and pay in instalment at my convenience. Reviewed on: 8th June 2026

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