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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732445593569794999 (144716 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144716)

My experience

I couldn’t understand how is working PayPal+, I don’t understand how can I spend money from this. It is about my experience Reviewed on: 28th April 2026

Highly recommended

Highly recommended and easy to use Reviewed on: 28th April 2026

No problems

Have used paypal for a number of years with no problems. Reviewed on: 28th April 2026

Very good, easy going, won’t let me set up direct de...

Very good, easy going, won’t let me set up direct debit so always seem to miss payments but other than that straight forward, easy to make payments on line when I need something when on 0% percent but think I’m out of that now Reviewed on: 28th April 2026

G4nerally seamless and stress-free

G4nerally seamless and stress-free Reviewed on: 28th April 2026

Great tool to spread cost without interest

I've used PayPal for a long time and PayPal Credit since last year. It's very easy to use and you get clear statements to see what is the status of your transaction each month. It's very useful to have the 4 months interest free period as it helps me to afford thing otherwise difficult. Reviewed on: 28th April 2026

Great service

Any issues ive ever had have been resolved quickly, communication is always great and they do 0% for 4 months which is really helpful Reviewed on: 28th April 2026

Easy to use and helpful interest free options for pa...

Easy to use and helpful interest free options for payments. Reviewed on: 28th April 2026

Good apart from when I missed a payment PayPal rang...

Good apart from when I missed a payment PayPal rang like 10times and all I forgot to do was it send Reviewed on: 28th April 2026

Problem free

Never had any problems always plain sailing & easy to use Reviewed on: 28th April 2026

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