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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very quick service reliable cheap at your finger tip...

Very quick service reliable cheap at your finger tips international Reviewed on: 8th June 2026

Best Finance Provider Hands Down !!!

PayPal credit is the best and a very great finance provider if I must say so myself. The team are very kind and understand how to assist when you’re in need of help. Not only does handling your account well help with your credit score but you can also qualify for credit limit increases after periodic reviews. Not to mention, you can also earn various rewards such as points which can be found in the PayPal+ loyalty programme. I have personally had to call up once or twice and I have never been disappointed with the customer service provided to me by the team + it’s always lovely to have a chat with the team regarding ways to make my finance work better for me. Keep it up PayPal ! Reviewed on: 8th June 2026

Reliable and trustworthy.

I've never had a problem with PayPal, it's very reliable and easy to use. Any time I've contacted customer services I've spoken to a real, helpful person who resolved this issue. Reviewed on: 8th June 2026

Excellent

It’s been a fantastic experience so far and always feel protected when paying for my purchases Reviewed on: 8th June 2026

Superb credit option!

Easy to manage credit, excellent interest free window to repay. Reviewed on: 8th June 2026

Pay pal is easy

Pay pal is so easy to use, and is great help financially to fall back on. Reviewed on: 8th June 2026

I've been using it for a few years and I've never be...

I've been using it for a few years and I've never been disappointed Reviewed on: 8th June 2026

Fantastic service and easy to use.

It’s always easy to set up and easy to you. This is always a very useful service. it’s been so good I have never had to deal with PayPal customer services and therefore couldn’t say if they are good or not. Reviewed on: 8th June 2026

Great service

Easy to use clear rules and nice app Reviewed on: 8th June 2026

excellent service, trustworthy and convenient.

excellent service, trustworthy and convenient. Reviewed on: 8th June 2026

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