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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732470229933764197 (144733 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144733)

Love using paypal , its safe , wery easy to use , an...

Love using paypal , its safe , wery easy to use , and wery handy to have paypal credit Reviewed on: 28th April 2026

Funding with Care

Perfect in both funding and protection of my funds throughout. Always willing to assist. Reviewed on: 28th April 2026

Never had a bad experience.

Never had a bad experience. Snd great with the updates for postage Reviewed on: 28th April 2026

good vert good service highly recommend

good vert good service highly recommend Reviewed on: 28th April 2026

Its the only credit card I have and trust.

Its the only credit card I have and trust. I've used PayPal for years now and it hasn't disappointed me. The new points system is an extra perk that im happy to be using as well. Reviewed on: 28th April 2026

Love the scheme of 4-month 0% interest rate

PayPal Credit offers credit offering 4-month 0% interest on purchases and it helps me a lot to buy goods that are expensive without fear the high interest rate. Reviewed on: 28th April 2026

PayPal does a great job of anonymity

PayPal does a great job of anonymity Reviewed on: 28th April 2026

I have no complaints and it has been wonderful being...

I have no complaints and it has been wonderful being able to have an excellent credit line and service. Reviewed on: 28th April 2026

Every b time I have used my account it was easy and...

Every b time I have used my account it was easy and if I want to speak to support team always there Reviewed on: 28th April 2026

I enjoy the easy, secure, trusted service.

I enjoy the easy, secure, trusted service. Reviewed on: 28th April 2026

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