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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Easy even for us neuro spicy users.

I use PayPal all the time. Its quick, easy and understandable. I'm neurodiverse so complicated throws me off. Not with PayPal Reviewed on: 8th June 2026

Paypal is the best.

Paypal is the best. Quick and easy. Excellent customer service Reviewed on: 8th June 2026

Great experience and easy pack back

Great experience and easy pack back Reviewed on: 8th June 2026

Helpful and useful

PayPal credit is very useful and helpful when you spend bigger amounts, and you can split the cost over 4 months. It does work amazingly well and again, it's very helpful. Reviewed on: 8th June 2026

Happy use.

Easy to use and versatile options for repayment. Reviewed on: 8th June 2026

Paypal Credit has helped me at times such as Christm...

Paypal Credit has helped me at times such as Christmas, Birthdays and more. It is a reliable, and easy to understand line of credit with clear terms and instructions on how to apply, I would recommended to anyone instead of using traditional banks as most are closing their high street doors anyway! Reviewed on: 8th June 2026

I have been using paypal for over 8 years and love it!

I have been using paypal for over 8 years and love it! Reviewed on: 8th June 2026

Very convenient and friendly to use

Very convenient and friendly to use Reviewed on: 8th June 2026

Great way to make payment

I have been with PayPal since 2013 they have not disappointed me and always very helpful with payment processing Reviewed on: 8th June 2026

Really good helps me pay for things without the stre...

Really good helps me pay for things without the stress of having to pay for it straight away easy and affective to pay in instalments or all in one go Reviewed on: 8th June 2026

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