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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,041 reviews, last reviewed 7th Apr 2026
576700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for a while now and it’s beco... I’ve been using PayPal for a while now and it’s become one of my go-to payment methods. It’s fast, widely accepted, and adds an extra layer of securit... Read more Reviewed on: 7th April 2026
RDC's avatar
RDC

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57041)

Very convenient

5
Having PayPal credit is very convenient and easy to use Reviewed on: 8th July 2022
Nicolae Varga's avatar
Nicolae Varga

Great service

5
Used for a very long time now, great service and always there when you need help with anything Reviewed on: 8th July 2022
Graham Smith's avatar
Graham Smith

Go PayPal.

5
Simple and easy to use. A must for on-line shopping. Great service. Reviewed on: 8th July 2022
Robert Fleming's avatar
Robert Fleming

Efficient friendly and trustworthy

5
I feel safe using PayPal for my purchases and find them very reliable. They are user friendly and have always provided me with a speedy and excellent service. Reviewed on: 8th July 2022
Rebecca Sonofpater's avatar
Rebecca Sonofpater

Best credit by far

5
Great credit app. Helps me along with the 4 months interest free service Reviewed on: 8th July 2022
James Mc Gonigle's avatar
James Mc Gonigle

Peace of mind

5
Since I got the PayPal credit I am literally free of mind about my purchases, no need to bother about interest rates any more, anything above £99 I am paying it within 4 months of interest free, I am loving it Reviewed on: 8th July 2022
Waseem Raza's avatar
Waseem Raza

Best of the Best

5
PayPal credit has changed my life. Before, I was so scared to shop for expensive essentials like a new washing machine, a top phone, a high end computer etc. I knew I could afford them if only I was offered enough time to pay for them. Then came PayPal credit with their flexible interest free credit for 4 months! My dreams came true! Reviewed on: 8th July 2022
Issa's avatar
Issa

Excellent and straight forward

5
I’ve never had any credit before and this has made the step into this world very easy and accessible. Reviewed on: 8th July 2022
Donna Toner's avatar
Donna Toner

Contemporary credit provider

5
PayPal credit is very easy to use (I.e. easy to make payments securely and easy to setup your repayments, very flexible). Customer service is 10/10 when you need support with any query. Reviewed on: 8th July 2022
Christopher Akabzaa's avatar
Christopher Akabzaa

PayPal credit

5
Really would recommend using PayPal credit. Once approved it is quick and easy and pretty much every online shops etc uses PayPal as an option to pay. 4 months no interest gives me a lot of time to pay off what I’ve bought and if I don’t do it within that 4 months, the interest for me is affordable. Love that each new purchase has its separate no interest Reviewed on: 8th July 2022
Danielle 's avatar
Danielle

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