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PayPal: PayPal Credit reviews

4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144736)

Very easy to sign up and to start using the...

5
Very easy to sign up and to start using the service Reviewed on: 28th April 2026

Amazing provider and ease of use

5
Very good provider and easy to use Reviewed on: 28th April 2026

Easy to use

5
Easy to set up, use in various places online and in store. I like the control you get from the App Reviewed on: 28th April 2026

Life saver!

5
Never had any problems and easy to use. Even now have Apple Pay and a card! Saves my life Reviewed on: 28th April 2026

Great experience Happy with offers in paypal credit.

5
Great experience Happy with offers in paypal credit. Reviewed on: 28th April 2026

Simple, safe and transparent

5
Simple easily accessible payment options. Safe secure and transparent. Reviewed on: 28th April 2026

PayPal credit card

4
My experience with the PayPal credit card has been efficient and reliable Reviewed on: 28th April 2026

Paypal is very easy to use and reliable.

5
Paypal is very easy to use and reliable. Reviewed on: 28th April 2026

Very easy to use. Excellent

5
Very easy to use. Never had any problem. Excellent Reviewed on: 28th April 2026

best for buying phones on discounted offers

5
best for buying phones on discounted offers Reviewed on: 28th April 2026

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