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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Excellent service great knowledgeable help when it’s...

Excellent service great knowledgeable help when it’s required very helpful staff all round well recommended Reviewed on: 8th June 2026

user friendly, in advance reminders, acceptance thro...

user friendly, in advance reminders, acceptance throughout, peace of mind, Reviewed on: 8th June 2026

My favourite and save way to pay for goods.

My favourite and save way to pay for goods. Reviewed on: 8th June 2026

My new preferred payment method ...

The Interest free for 4 months makes spreading bigger payments easier. Started with 4.2K credit limit. Interest isn’t too bad. I’ve used it a lot lately to spread the cost of tools and equipment for home repairs. I now use this over my actual credit card. Reviewed on: 8th June 2026

Easy to use and customer service very helpful PayPal

Easy to use and customer service very helpful Reviewed on: 8th June 2026

Good option for pay in 3

Good option for pay in 3, you can use it many time Reviewed on: 8th June 2026

It’s great to be able to purchase items and send/rec...

It’s great to be able to purchase items and send/receive funds from across the globe. Very convenient and easy to use. Reviewed on: 8th June 2026

Amazing!

Amazing! Always use PayPal. Easy to use app, clear information. Reviewed on: 8th June 2026

Excellent product

Easy to apply. Good rates. Very friendly app Reviewed on: 8th June 2026

Great online financial service.

Paypal has been extremely useful for me, at times the ability to use paypal for transactions and especially the paypal credit facility has been very important. It is convenient, easy to use, and good customer service when needed. Reviewed on: 8th June 2026

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