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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Why I use PayPal

I have had nothing but excellent service from. PayPal. It's very flexible to purchase items and very easy to pay over time. The technology is faultless. Reviewed on: 9th June 2026

Great service handy to have.

Great service handy to have. Have used this option on many occasions. Reviewed on: 9th June 2026

Excellent company used them for years.

Excellent company used them for years. Reviewed on: 9th June 2026

Always a fast service never a problem if u need to g...

Always a fast service never a problem if u need to get a return it’s safe and secure Reviewed on: 9th June 2026

Easy and straight forward to use and deal with.

Easy and straight forward to use and deal with. Customer service is prompt and fair! Reviewed on: 9th June 2026

I have always found PayPal to be efficient and give...

I have always found PayPal to be efficient and give first class service. I would not hesitate to recommend PayPal to others who are looking for the best. Reviewed on: 9th June 2026

PayPalamazing and trust worthy

PayPal never fails or lets me down Reviewed on: 9th June 2026

So easy to use, I love that theres interest free opt...

As with all credit, it is important to learn how to spend responsibly and try not to go down a spiral of spending what you cant afford to pay back, but bearing that in mind, pay pal credit is so easy to use, I love that theres interest free options. Really takes the stress away when having to pay out for things particularly in my case birthday and christmas presents, needing household appliances or furniture and even holidays knowing you can spread payments. I find the credit limit is also kept relatively small, or at least within what you could realistically afford to pay back so you dont ever find yourself being able to spend thousands and thousands and then becoming stuck. Its very easy to also process refunds on things you have purchased through it. Reviewed on: 9th June 2026

Great services, great value for money and very helpf...

Great services, great value for money and very helpful customer service Reviewed on: 9th June 2026

Stars app

Very happy with the product and PayPal is very helpful Reviewed on: 8th June 2026

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