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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

Ease of use

PayPal Credit comes with good credit and ease of use. It's accepted in almost all stores. They give out a physical card which is awesome. Reviewed on: 28th April 2026

Good terms. Great value

Used it to support my family when I down. Just trying out my physical card. But it is simple and straightforward. Reviewed on: 28th April 2026

Excellent app

I am very happy with the app, very easy to use, everything is clear and easy to do Reviewed on: 28th April 2026

My experience good always use PayPal for payment 4 m...

My experience good always use PayPal for payment 4 months interest free Reviewed on: 28th April 2026

Excellent Company

Easy to use with no hidden costs. Helpful company and extremely professional. I would highly recommend this company and have been using PayPal for many years Reviewed on: 28th April 2026

Very Easy to access and process transactions

Very Easy to access and process transactions Reviewed on: 28th April 2026

A truthful review

The Payne three interest rate is really good and the four months interest fee is really good. The interest rate on stuff over that can get a little expensive which I don’t like. Reviewed on: 28th April 2026

Always use PayPal for secure payments

Always use PayPal for secure payments Reviewed on: 28th April 2026

Really reliable and understanding.

Really reliable and understanding. Very reasonable repayments on borrowing and hassle free Reviewed on: 28th April 2026

Fantastic customer service

Had to use paypal customer service and it was fantastic, so helpful and really quick. Great experience Reviewed on: 28th April 2026

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