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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

I am really happy with PayPal service and scheme, ve...

I am really happy with PayPal service and scheme, very easy to use , best app so can see all the transactions very easily, I love it thanks Reviewed on: 28th April 2026

A useful financial tool.

I use PayPal all the time, it is a really useful financial tool for me. Having a credit company at my disposal is really helpful. Also I have just taken the opportunity of getting the PayPal debit card which I can add funds to for easy access to funds when out and about. Reviewed on: 28th April 2026

Papal has helped me make easy transactions worldwide...

Papal has helped me make easy transactions worldwide without any issues Reviewed on: 28th April 2026

Paypal must be one of the easiest companies to deal...

Paypal must be one of the easiest companies to deal with. So fair no hassle. Pleasure to do business with you. Reviewed on: 28th April 2026

My Experience with customer service was excellent

My Experience with customer service was excellent Reviewed on: 28th April 2026

Easy to use

Easy to use and gives flexible plans when choosing to pay with PayPal credit Reviewed on: 28th April 2026

PayPal Credit made borrowing for my recent purchase...

PayPal Credit made borrowing for my recent purchase incredibly straightforward and stress-free. I only needed it for a couple of hundred pounds over a short two-week period, and the quick approval, flexible repayment, and seamless integration with my PayPal account turned what could have been a hassle into something effortless. Highly recommend for anyone wanting quick, reliable credit without the usual fuss. Reviewed on: 28th April 2026

Very efficient I have never had an issue

Very efficient I have never had an issue Reviewed on: 28th April 2026

Mostly brilliant, few annoyances

Interest rate is slightly diabolical, but if you pay it off it's fine and quite nice to use with the app which can be understood quite easily with pretty much no issues, I have run into some but nothing really major. The points system is great, slight shame the credit card points are lower but that's not really a huge deal as the reward isn't that much anyway, £10000 spent for £10 back on a credit card and £1000 spent for £10 back on the debit which is much better Reviewed on: 28th April 2026

It's helpful I like it, nothing to complain about it...

It's helpful I like it, nothing to complain about it Reviewed on: 28th April 2026

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