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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Use it wisely!

PayPal credit is very usual, just don’t rack up too much of it! Reviewed on: 9th June 2026

PayPal is the best online payment service I’ve used.

PayPal is the best online payment service I’ve used. It’s fast, secure, and incredibly easy to use for both personal and business transactions. Sending and receiving money takes just a few clicks, and I appreciate the extra buyer and seller protections that provide peace of mind. The platform is reliable, widely accepted, and makes managing payments simple. I highly recommend PayPal to anyone looking for a trustworthy and convenient payment solution. Reviewed on: 9th June 2026

Overall easy and straight forward service.

Overall easy and straight forward service. I love the fact that we are offered up to 4 months 0% interest in purchases. However, this only applied for purchases over £100z not only that, I am struggling to pay off certain amount on time before the 4 monthly period ends! This has proven extremely difficult and I’ve been left with no option but to pay my entire balance to mitigate having to incur interest. Reviewed on: 9th June 2026

4 months no interesting is outstanding

4 months no interesting is outstanding Reviewed on: 9th June 2026

Makes online payments safe and easy!

Makes online payments safe and easy! Reviewed on: 9th June 2026

PayPal review

Very secure and no fuss when an error happens and love the pay over time with no interest i like PayPal I spend money lots the credit system and points make buying items in advance easier and save my self stressing over money even with Internet its optional Reviewed on: 9th June 2026

Have had no issues with any part of using PayPal.

Have had no issues with any part of using PayPal. Obtaining refunds hasn't been an issue. Reviewed on: 9th June 2026

Reliable service

I’ve had a good experience with PayPal Credit. It’s easy to use, the application process was straightforward, and it’s been helpful for spreading the cost of purchases. Payments are simple to manage, and everything is clearly laid out in the app. Overall, a convenient and reliable credit option. Reviewed on: 9th June 2026

Paypal credit is great for when you've got bigger pu...

Paypal credit is great for when you've got bigger purchases to make and you just can't afford it all in one go,so easy to use and make payments into you're account ,you always know what the minimum payment is each month Reviewed on: 9th June 2026

Great flexible credits facilties!

Great flexible credits facilties! Provide great repayment option when spending £100 or more from 4 months interest free. And great investment options, crypto to shares. Reviewed on: 9th June 2026

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