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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

Excellent lender.

Excellent lender. Easy to use pay in 3. Reviewed on: 28th April 2026

Great service

Awesome credit option, preferred over traditional choices often times. Easy to onboard, easy to use. Reviewed on: 28th April 2026

I have always been happy with PayPal

I have always been happy with PayPal, any issues I have had have always been resolved. I find PayPal reliable, user friendly app and a reputable company. Excellant customer service and customer support Reviewed on: 28th April 2026

Safe with money

I enjoy using paypal it ensure i feel safe online Reviewed on: 28th April 2026

I would not buy much online if I didn’t have PayPal...

I would not buy much online if I didn’t have PayPal to cover me for scams and items not received Reviewed on: 28th April 2026

Helpful, good breadth of services, easy to use

Helpful, good breadth of services, easy to use Reviewed on: 28th April 2026

Easy to use, lets you split your bills in many ways,...

Easy to use, lets you split your bills in many ways, easy admin Reviewed on: 28th April 2026

Love PayPal Credit

I have been able to purchase items I’ve needed when I haven’t had any spare money. It’s been so useful for me. Also, you don’t get smashed on the interest. Reviewed on: 28th April 2026

Easy and Safe

Any time I've had an issue with a seller, PayPal has sorted it. Pay in 3 and PayPal credit are great. Been using PayPal for almost 20 years Reviewed on: 28th April 2026

Excellent at what they do.

Excellent at what they do. Super quick payments Reviewed on: 28th April 2026

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