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PayPal: PayPal Credit reviews

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4.91
Based on 56,636 reviews, last reviewed 7th Apr 2026
539300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have an issue it has been resolved... Every time I have an issue it has been resolved Reviewed on: 7th April 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56635)

excellent

5
excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022
Pauli Moks's avatar
Pauli Moks

excellent option to spread online payments

5
The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022
rachel scobie's avatar
rachel scobie

Easy and hassle free

5
Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022
James's avatar
James

Amazing

5
Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022
Arantxaxiam's avatar
Arantxaxiam

Easy and trustworthy

5
The app is the easiest banking app I have ever used Reviewed on: 8th July 2022
Jon Hall's avatar
Jon Hall

Best one

5
Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022
Mohammad Karou's avatar
Mohammad Karou

Tremendous help with finances in my everyday life.

5
Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022
Maryam A's avatar
Maryam A

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022
ARD Kiam's avatar
ARD Kiam

It's just so convenient

5
PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022
Its_Ezlan's avatar
Its_Ezlan

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022
Freddy Vaca's avatar
Freddy Vaca

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