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PayPal: PayPal Credit reviews

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4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

Best Short Term Credit Card

5
The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022
mademeho's avatar
mademeho

PayPal been stress free

5
Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022
thivi ko's avatar
thivi ko

Good old PayPal

5
Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022
Eric 's avatar
Eric

execellent

5
great fast and easy to use service with no extra charges Reviewed on: 8th July 2022
pol's avatar
pol

Credit made easy

5
The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022
Shane Mc Brien's avatar
Shane Mc Brien

Awesome PayPal credit

5
PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022
Chigbo Adi's avatar
Chigbo Adi

Good

5
Its really a Good service and very helpful Reviewed on: 8th July 2022
Nabil Rashad's avatar
Nabil Rashad

PayPal credit is amazing!! Love it!!!

5
PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022
Marc Cordeiro's avatar
Marc Cordeiro

Very convenient

5
Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022
VICTORIA OLABISI's avatar
VICTORIA OLABISI

Money life saver

5
Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022
jjpent@icloud.com's avatar
[email protected]

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