Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732455347891410217 (144750 reviews)

View other PayPal products

4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144750)

Privacy policy is unclear.

Privacy policy is unclear. Security policy is unclear. Buyer protection policy is unclear. Reviewed on: 28th April 2026

Paypal credit is a great way to build credit score w...

Paypal credit is a great way to build credit score with a generous limit meaning that you can use a low amount and pay it back consistently. Being able to use the card on google pay means i can use it for groceries, shopping etc and pay into it at the start of the month on payday. Very happy so far! Reviewed on: 28th April 2026

Great credit company .

I have found PayPal credit an excellent tool. I can pay large amounts before the end of the 4 month interest free period. It’s the flexibility I like. Reviewed on: 28th April 2026

The best

Always correct,i have full confidence. Reviewed on: 28th April 2026

I have had an amazing experience with PayPal they ar...

I have had an amazing experience with PayPal they are my go to paying provider and have recommended to all friends and family ! Not only do they offer that extra layer of security, they provide excemptial customer service in resolving payment issues or recover moneu for products. New now offer a reward system given the customer a little something back for their continued use, Do NOT miss out sign up when you can and be rewarded today (: Reviewed on: 28th April 2026

Payments and refunds

Payments and refunds go through quickly and easily. The PayPal credit and pay in three are my go-to payment options. Reviewed on: 28th April 2026

PayPal is very efficient and a trustworthy app to use.

PayPal is very efficient and a trustworthy app to use. Reviewed on: 28th April 2026

PayPal, first choice payment option

Everything is easy to understand and use with the added knowledge you are protected with all your purchases. Pay in three has been a massive help being able to spread the cost when things a little tight. Reviewed on: 28th April 2026

Flexible, easy to use, widely available

Flexible, easy to use, widely available Reviewed on: 28th April 2026

All great, really pleased to be with Paypal, so safe...

All great, really pleased to be with Paypal, so safe specially when you book or buy anything online Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3756 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75471 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub