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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

Definitely worth using

Very helpful when it comes to getting shopping I would definitely recommend it to everyone that doesn't use it, very easy to use and it's got good Apr rates Reviewed on: 13th June 2022

Great credit provider

I use PayPal credit on larger purchases through eBay, they offer a lot of interest free offer throughout the year… which is nice. They are also great at handling transactions, I wish every website used them. Reviewed on: 13th June 2022

Market leader

Fantastic experience- easy to use and great customer service. Reviewed on: 13th June 2022

Easy, straightforward and clear

Credit was so easy to apply for, was approved and available very quickly and has been very clear in its terms. I also get regular emails with any changes or available offers. Reviewed on: 13th June 2022

Excellent service and good deals

I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022

Everything as detailed. Ees 1 have site to use.

I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022

Flexible and simple

Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022

Great to use

It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022

Nice and Easy

PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022

PayPal credit card

It’s excellent good easy to use fast I love it Reviewed on: 13th June 2022

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