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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Great for the pay in 3 option, PayPal helped me...

Great for the pay in 3 option, PayPal helped me alot Reviewed on: 9th June 2026

Trust worthy

Trust worthy and easy to get help from if needed. Always a bonus Reviewed on: 9th June 2026

Great company with great benefits.

Great company with great benefits. Very appreciative for Paypal helping me out over the years! Reviewed on: 9th June 2026

Increase in credit is good.

Increase in credit is good. % Not so good Reviewed on: 9th June 2026

I have used pay pal for a long time never had an...

I have used pay pal for a long time and never had any issues I also like the option it provides as pay in 3 or longer even pay it all I use this app a lot as I find it much safer than any other as there’s so much scams and ppl asking for bank account details this is why I always use & pay threw paypal Reviewed on: 9th June 2026

Good service.

Good service. Trust. I like 0% for 3 and 4 months. Reviewed on: 9th June 2026

Pap is always transparent and simple

Pap is always transparent and simple Reviewed on: 9th June 2026

It’s amazing

I use PayPal week in week out. It’s flawless. Reviewed on: 9th June 2026

The flexibility of PayPal is just fantastic,I just f...

The flexibility of PayPal is just fantastic,I just feel at ease when I use this,basically I don’t worry Reviewed on: 9th June 2026

It’s always very easy to use the pay in 4...

It’s always very easy to use the pay in 4 facility Reviewed on: 9th June 2026

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