Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732458245615493279 (144751 reviews)

View other PayPal products

4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144751)

Thank you!

Thank you PayPal for helping to spread my costs and at a more than fair price Reviewed on: 28th April 2026

Easy to use app and transactions options.

Easy to use app and transactions options. Good retailer coverage. Reviewed on: 28th April 2026

Easy and convenient.

Easy and convenient. Streamlined payment solution and easy to use. Always my goto payment when available. Reviewed on: 28th April 2026

Credit to Paypal

Excellent opportunities to help mange your financial situations. Reviewed on: 28th April 2026

PayPal is the only organisation that helps stop scam...

PayPal is the only organisation that helps stop scamming. PayPal collected my money from companies that refuses to refund money when their goods are returned, companies that don't deliver goods refund your money back when PayPal is involved especially online retailers. For me is PayPal everyday, day in day out. I've had good experience with them Reviewed on: 28th April 2026

Perfectly simple to use.

Perfectly simple to use. Well laid out website. Fantastic opportunity to purchase more expensive items at zero interest Reviewed on: 28th April 2026

Very easy to use quick acceptance and able to use ev...

Very easy to use quick acceptance and able to use everywhere i needed to and able to have a physical card number to make checking out so simple and easy Reviewed on: 28th April 2026

100% reliability and very handy.

100% reliability and very handy. I found it recommended Reviewed on: 28th April 2026

Excellent service ang kindness at all t

Excellent service ang kindness at all t Reviewed on: 28th April 2026

Most helpful excellent service all over the world

Most helpful excellent service all over the world Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75478 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub