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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

PayPal credit is easy to use and is available on mos...

PayPal credit is easy to use and is available on most of the online platform. Specifically their None interest pay in 3 options which I have used to many times for the things I love or really needed at the time. Reviewed on: 9th June 2026

.Great help for purchases

I purchased so many things with help of paypal PayPal credit and PayPal 3 instalments plan. Great service Reviewed on: 9th June 2026

quick and easy every time.

quick and easy every time.. i always use paypal when paying online Reviewed on: 9th June 2026

Used PayPal credit to effortlessly pay for Xmas holi...

Used PayPal credit to effortlessly pay for Xmas holiday in london. Was so easy to complete transactions for accommodation and arrange scheduled direct debits to pay off Reviewed on: 9th June 2026

Amazing!!

Been using paypal for many years because of how user friendly it is and the accessibility of the app/site. Used the paypal credit, pay in 3 and friends and family payments regularly and in situations when an issue has arisen, the customer service team and straight on it to help and support you. Reviewed on: 9th June 2026

positive experience.

I’ve always had a positive experience. PayPal makes paying easier and gives me the opportunity to pay over time with 0% Intrest. Reviewed on: 9th June 2026

good to manage i have a card too

good to manage i have a card too Reviewed on: 9th June 2026

I never miss purchasing or a bargain as I always hav...

I never miss purchasing or a bargain as I always have enough in my account to pay. The customer service team are excelling always available to help and assist. It’s nice knowing you are speaking to an actual person. Reviewed on: 9th June 2026

Wherever payment needs PayPal do the best

Worth it for common people .. Very efficient.. Reliable... Reviewed on: 9th June 2026

Reliable and flexible financial platform.

Reliable and flexible financial platform. Reviewed on: 9th June 2026

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