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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

PayPal credit

5
Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022
paul conway's avatar
paul conway

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

Trust

5
When I am thinking in PayPal...the first thing in my thoughts is Trust.! Reviewed on: 8th July 2022
Luciano's avatar
Luciano

Great service

5
The credit plans are great, definitely recommend to anyone Reviewed on: 8th July 2022
Kayley's avatar
Kayley

My Beginning

5
I had no credit cards and I wasn't able to get one as my credit was low but PayPal gave me an opportunity to make my credit and I'm using it and since last year I have built my credit and hopefully soon I'll be able to have even more credit limits. They gave me the opportunity and that's a lot for me. Thank you PayPal Reviewed on: 8th July 2022
Reza Mohebi's avatar
Reza Mohebi

Peace of mind

5
When you see PayPal logo on shopping websites you have peace of mind that your purchase will be all protected. Reviewed on: 8th July 2022
Sadegh Salesi Mousaabadi's avatar
Sadegh Salesi Mousaabadi

Easy and quick to use

5
PayPal credit is very easy and purchases are quick, you get monthly reminders and email updates. Interest isn’t too bad either Reviewed on: 8th July 2022
Alex's avatar
Alex

Efficient and easy

5
Available for most online transactions Reviewed on: 8th July 2022
laura-mace@outlook.com's avatar
[email protected]

Best credit agency so far

5
The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022
Hasvan's avatar
Hasvan

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