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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144755)

Reliable, Fast, and Secure Online Payments.

5
I’ve had a really smooth experience using PayPal over the years. It makes online payments quick, simple, and secure, whether I’m buying from small sellers or larger retailers. I like the added layer of protection it gives, especially with purchases, and the fact that I don’t have to constantly enter card details. Transfers are usually fast and the app is easy to navigate. Overall, it’s been a reliable and convenient service that I trust for everyday online transactions. Reviewed on: 28th April 2026

Makes everything easy, all in one place plus good re...

5
Makes everything easy, all in one place plus good rewards system Reviewed on: 28th April 2026

Good all rounder

5
Just pretty good at making finances clear and easy to access Reviewed on: 28th April 2026

Best ever i had experience when ever I need pay its...

5
Best ever i had experience when ever I need pay its very secure and easy Reviewed on: 28th April 2026

Great service for over 10 years

5
Great service, haven’t had any issues and have had an account for around 10 years Reviewed on: 28th April 2026

Always a reliable and clear payment method for most...

5
Always a reliable and clear payment method for most my purchases. And with the introduction of the point system it has become even more rewarding to use it as my go to payment platform. Reviewed on: 28th April 2026

Excellent service and communication

5
Excellent service and communication Reviewed on: 28th April 2026

A godsend when encountering a difficult purchase

5
A godsend when encountering a difficult purchase Reviewed on: 28th April 2026

Easy to use easy to track and control Updated advice...

5
Easy to use easy to track and control Updated advice regarding your account Reviewed on: 28th April 2026

Excellent company, easy customer service and staff l...

5
Excellent company, easy customer service and staff listen and care Reviewed on: 28th April 2026

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