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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Nothing to say really happy enough

Nothing to say really happy enough Reviewed on: 9th June 2026

PayPal Credit is a great support

PayPal Credit has been such a support in time of emergency, convenience and good terms and conditions. The 4 month interest free feature is enough time to pay and manage. Easy to use at point of sale as most retailers accept PayPal. You can view the PayPal Credit account as part of the usual PayPal account which make it easy to view your accounts in one place. The facility has really been an essential part of my financial planning and management. Reviewed on: 9th June 2026

It has been very easy to use many organisations use...

It has been very easy to use many organisations use this service wspecially when I have used it to pay for hotels. It’s really convenient in so many ways you don’t have to pay everything in one go. I love the options available with PayPal. Reviewed on: 9th June 2026

I use PayPal for most of my online payments and neve...

I use PayPal for most of my online payments and never had any issues Reviewed on: 9th June 2026

PayPal credit works very well it’s simple and easy t...

PayPal credit works very well it’s simple and easy to use, I definitely recommend it. Reviewed on: 9th June 2026

PayPal is great!

PayPal is great, easy to use, longer to pay on bigger purchases, no complaints! Reviewed on: 9th June 2026

Very easy and convenient to use and facilitate payme...

Very easy and convenient to use and facilitate payments and receive payments. Very clearly laid out and intuitive user interface on the app. Reviewed on: 9th June 2026

PayPal credit is extremely easy to use, 0% interest...

PayPal credit is extremely easy to use, 0% interest options, and there is a clear breakdown of the charges Reviewed on: 9th June 2026

PayPal credit is a good service.

PayPal credit is a good service. It’s straightforward and is even better now you can use it as a card - meaning I can use in shops now. Reviewed on: 9th June 2026

My experience has not been bad with PayPal,there sta...

My experience has not been bad with PayPal,there staffs have good customer relations Reviewed on: 9th June 2026

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