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PayPal: PayPal Credit reviews

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4.91
Based on 56,597 reviews, last reviewed 7th Apr 2026
535800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always usefull No issues with any purchases through paypal always clear on payment schedules Reviewed on: 7th April 2026
James w's avatar
James w

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56597)

Always use it when I can

5
PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022
Tim Efendi's avatar
Tim Efendi

Very fantastactic and great customers acceptance fair and considarate

5
Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022
Abdul Adeniran's avatar
Abdul Adeniran

Good, helpful service - Always

5
PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022
Stephanie Buttler's avatar
Stephanie Buttler

Great service

5
Flexible and easy to use great customer service Reviewed on: 8th July 2022
khonjenjema@icloud.com's avatar
[email protected]

Best credit card

5
Best credit card services from Customer team support Reviewed on: 8th July 2022
Omar's avatar
Omar

PayPal Credit allows us to manage household budget more effectively

4
PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022
Adam Mather's avatar
Adam Mather

great service

5
fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022
bogdan zaulianu's avatar
bogdan zaulianu

Great

5
I used one time paypal credit and I love it Reviewed on: 8th July 2022
Adam Younis's avatar
Adam Younis

It is fantastic

5
It secur, safe and simple to use Reviewed on: 8th July 2022
Mercy Nyarkoa Quist Anane's avatar
Mercy Nyarkoa Quist Anane

Quick, easy to manage credit

5
Makes online shopping all the easier Reviewed on: 8th July 2022
Afs's avatar
Afs

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