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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Reliable, flexible and secure banking option

I have been using PayPal for the past 15 years. I find it a reliable, flexible and secure banking option. Reviewed on: 9th June 2026

Decade of Great Service

I have been using Paypal for almost 10 years, and my experience has been consistently excellent. Over a decade of transactions, the platform has proven to be incredibly reliable, fast and secure. I appreciate the peace of mind that comes with their top-tier fraud protection and the effortless convenience of their checkout process. Thank you for ten years of fantastic service!" Reviewed on: 9th June 2026

Never experienced any problems with PayPal.

Never experienced any problems with PayPal. The app is easy to navigate as a person who struggles with technical issues. A simple customer service call will help with any problems with out waiting on hold for hours Reviewed on: 9th June 2026

I always pay with PayPal

PayPal is the best way to pay. It gives refunds if undelivered Reviewed on: 9th June 2026

Easy to set up, easy to use, easy to manage.

Easy to set up, easy to use, easy to manage. Reviewed on: 9th June 2026

Fantastic.

Fantastic. Great way to spread larger purchases interest free over 4 months. Reviewed on: 9th June 2026

PayPal experience

Honest platform trustworthy , highly recommend Reviewed on: 9th June 2026

PayPal is the best and easiest way to pay, i use it...

PayPal is the best and easiest way to pay, i use it for all my payments. Reviewed on: 9th June 2026

Easy to use, fast easy payments and able to use cred...

Easy to use, fast easy payments and able to use credit and pay in 3 for extra time to pay Reviewed on: 9th June 2026

Easy and secure to use

Secure transactions, easy to choose options for paying - credit, one payment or split payments. Never had any problems. Good to use as saves address info for trader checkout. Reviewed on: 9th June 2026

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