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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144760)

I have used PayPal for years and never had any issues.

5
I have used PayPal for years and never had any issues. Reviewed on: 29th April 2026

when needing to purchase on the go and payPal

5
It is such an easy support when needing to purchase something and you can add money to PPal or purchase direct from pay pal To pay in installments great app Reviewed on: 29th April 2026

Good service, really liked their credit or pay in 3...

5
Good service, really liked their credit or pay in 3 services Reviewed on: 29th April 2026

PayPal is the best online payment platform.

5
PayPal is the best online payment platform, safety is key and recovery process is swift. Reviewed on: 29th April 2026

Great options for shopping online

5
Great options for shopping online and great payment options when buying expensive items Reviewed on: 29th April 2026

So easy to use and it can be used for so many things!

5
So easy to use and it can be used for so many things! Magazine subscriptions to grocery shopping to petrol for the car! Easy to make payments and set up direct debits Reviewed on: 29th April 2026

Easy to deal with no hassle.

5
Easy to deal with no hassle. excellent service over the time I have been with them Reviewed on: 29th April 2026

Excellent platform

5
Easy to use . No worries about account details or access. Always using PayPal credit as a trusted method Reviewed on: 29th April 2026

Amazing experience

5
I had an amazing experience when I started my account Reviewed on: 29th April 2026

Easy to use app and always quick resolution when spo...

5
Easy to use app and always quick resolution when spoken to customer service Reviewed on: 29th April 2026

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