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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144766)

been with them for many many years never had any iss...

5
been with them for many many years never had any issues or problems. Reviewed on: 29th April 2026

Very good communication, customer service is brillia...

5
Very good communication, customer service is brilliant thanks for the past years Amazing experience with PayPal and PayPal Credit! Reviewed on: 29th April 2026

Good excellent for prevent value for money.

5
Good excellent for prevent value for money. Reviewed on: 29th April 2026

Easy to used and if need help dispute something Easy...

5
Easy to used and if need help dispute something Easy to do Reviewed on: 29th April 2026

I’m using PayPal a lot for my day by day shopping, e...

4
I’m using PayPal a lot for my day by day shopping, especially now when they implement a new system with PayPal plus. You still spend the money, but you get cash back (points) and you can treat yourself with small shoppings Reviewed on: 29th April 2026

Always trust PayPal.

5
Always trust PayPal. It's a secure easy way to pay. The App is great. Reviewed on: 29th April 2026

Excellent

5
Great product, 0% for 3 months is most convenient way to spread purchase cost Reviewed on: 29th April 2026

It’s fine to use if you need it and you can spread t...

5
It’s fine to use if you need it and you can spread the payments over time and it will be easier to use it for bigger purchases and you don’t have to pay for it all at once. Reviewed on: 29th April 2026

Super dinamica and easy for use I super recommend

5
Amazing super dinâmica easy and safe Reviewed on: 29th April 2026

Another chance

5
Great support for people who are by themselves and struggle with finance Reviewed on: 29th April 2026

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