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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very easy to use and simple.

Very easy to use and simple. I like the simplicity in the app. Simple transaction used to pay back. N3 Reviewed on: 9th June 2026

Very convenient to spread cost.

I have used PayPal Credit several times to spread the cost of buying musical equipment. The 0% interest for 4 months, along with the ability to make repayments at any time makes it a no brainer. Reviewed on: 9th June 2026

PayPal always there when I need it!

PayPal always there when I need it! Reviewed on: 9th June 2026

Happy to use PayPal is the best secure

Happy to use PayPal is the best secure Reviewed on: 9th June 2026

.Dispute with Shien.

I had a dispute with Shien and I felt my case wasn't taken into consideration and felt a bit disappointed with the initial handling. I was later refunded. Reviewed on: 9th June 2026

Been using PayPal for years, never had a problem,

Been using PayPal for years, never had a problem, Reviewed on: 9th June 2026

PayPal offer great options and flexibility for credi...

PayPal offer great options and flexibility for credit and pay over time options. Amazing that they have the 0% interest for 4 months with credit, which enables you to make large purchases and take time to pay ot back without extra interest Reviewed on: 9th June 2026

Extra security

I’ve always used pay pal as an extra back up secure payment method. You get peace of mind that you have up to date activity of what you have bought and when . You can contact them if something happens and they’ll help with getting money back . Reviewed on: 9th June 2026

Pay in 3 equals lifesaver!!

Paypal is an absolute lifesaver whenever I need to pay in 3!! Recently got married & bought a house. Used the pay in 3 option many times to help with budgeting & cash flow. Also used their services when transferring money to relatives in Malaysia. The security & privacy PayPal provides, provides reassurance that nothing will go wrong with any transactions no matter how much. Reviewed on: 9th June 2026

Life with PayPal

Had no problems so far and I've used it for a while now Reviewed on: 9th June 2026

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