Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732479471926208845 (144772 reviews)

View other PayPal products

4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144772)

Simple to use.

Simple to use. Fast credit and secure payments. Reviewed on: 29th April 2026

Convenient and easy to use.

Convenient and easy to use. Helped with so many purchases. App is very useful and intuitive. Reviewed on: 29th April 2026

Great service, very helpful with new and exist custo...

Great service, very helpful with new and exist customers Reviewed on: 29th April 2026

easy and safe

very easy to use its fast also its very safe only need your log deals to pay with PayPal Reviewed on: 29th April 2026

I have never had any issues with PayPal Credit and i...

I have never had any issues with PayPal Credit and it has been a life saver on many occasions. Reviewed on: 29th April 2026

Excellent service with flexible payment in 3 instalm...

Excellent service with flexible payment in 3 instalments. Reviewed on: 29th April 2026

Easy to use, and understand.

Easy to use, and understand. Straight forward app. Reviewed on: 29th April 2026

Easy fast and reliable.

Easy fast and reliable. Great customer service with fast responce and fairness Reviewed on: 29th April 2026

Very good customer service, brilliant credit plans a...

Very good customer service, brilliant credit plans and easy to use with many bank accounts. Their pay plans and no interest plans is the best. Reviewed on: 29th April 2026

It exciting working with them.

It exciting working with them. And I look forward to keep working with them Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75506 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub