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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very easy.

Very clear and easy to navigate. No fuss Reviewed on: 9th June 2026

so convenient and easy to use anyone could use it

so convenient and easy to use anyone could use it Reviewed on: 9th June 2026

Never had any issues with my account any problems de...

Never had any issues with my account any problems delt with satisfactorily the app is extremely easy to use and understand would recommend to friends Reviewed on: 9th June 2026

Easy to pay people or checkout from online baskets g...

Easy to pay people or checkout from online baskets great service. Reviewed on: 9th June 2026

My experience with PayPal has been an excellent one.

My experience with PayPal has been an excellent one. Hence, I am still using the service I use it for everything and I feel safe using it. Reviewed on: 9th June 2026

Easy to use app, a breeze to apply, i found it reall...

Easy to use app, a breeze to apply, i found it really intuitive to use, brilliant to spread. The cost and I got a good APR. Reviewed on: 9th June 2026

I’ve used PayPal for a good amount of years now, I f...

I’ve used PayPal for a good amount of years now, I feel it’s a great experience every use. I have also contacted customer services a few times, each occasion I am met with the most professional and helpful team member. All in all a great online payment platform. Reviewed on: 9th June 2026

Very convenient and reliable app

Very convenient and reliable app Reviewed on: 9th June 2026

Very easy to set up on my iphone

Very easy to set up on my iphone Reviewed on: 9th June 2026

good experience with PayPal

I have good experience with PayPal more than six years ago Reviewed on: 9th June 2026

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