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PayPal: PayPal Credit reviews

4.91
Based on 56,138 reviews, last reviewed 7th Apr 2026
493900% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always friendly and polite customer service. Always friendly and polite customer service. Always solve the problem as well. Reviewed on: 7th April 2026
JONATHAN FOX's avatar
JONATHAN FOX

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56138)

Easy

5
PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

5
PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

Immaculate & amazing service

5
Have used PayPal service can’t even count on finger tips several times & PayPal had never let me down. I as a customer can always rely on PayPal for future borrowings Reviewed on: 13th June 2022

Amazing Credit Provider

5
PayPal credit is good. It helps to fulfil one’s ambition in life. Great Service and put joy in one’s heart. Reviewed on: 13th June 2022

A great Partner

5
If you wanna buy something use PayPal without any hassles you get the best offers and service, any issues they solve it quick. Reviewed on: 13th June 2022

Paypal is awesome

5
Paypal credit and pay in 3 is amazing. PayPal is highly recommended Reviewed on: 13th June 2022

Excelente services and extremely secure and easy to use

5
I used the PayPal credit and I loved when I get the remainders from PayPal about the deadline to pay and the minimum amount I can pay. Reviewed on: 13th June 2022

NO PRESSURE COMPANY

5
I love paypal for my credit purchases. They are honest and don't hassle you like so many others do. They have my vote!! Reviewed on: 13th June 2022

Amazing clear service

5
I love paypal credit and the 4 month interest free period. The app allows visibility on the interest free period and shows clearly when charges will start along with warnings before the interest free end date. Reviewed on: 13th June 2022

Easier and safer

5
I find PayPal credit a great way for buying more expensive items as youre covered in similar ways to a credit card should the worst happen. Easy to use, secure. Reviewed on: 13th June 2022

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