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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Good service trust it to deliver

Good service trust it to deliver Reviewed on: 9th June 2026

I’ve had letters through my door stating that I had...

I’ve had letters through my door stating that I had not paid my credit card bill when I had in fact paid the bill and there is proof of money coming out on PayPal statements… Reviewed on: 9th June 2026

Secure fast transactions with peace of mind that you...

Secure fast transactions with peace of mind that your protected. Reviewed on: 9th June 2026

Best efficiency

PayPal is efficient , never fails Reviewed on: 9th June 2026

Paypal is over charging

Not good rate thats all i can thinnk Reviewed on: 9th June 2026

The app that makes itself user friendly

I purchase lots of items via my PayPal but since they simplified the workings and functions it’s a lot easier to use and more user friendly. Customer service when needed are responsive fairly quickly which is good too Reviewed on: 9th June 2026

I use it all the time it's great to spread...

I use it all the time it's great to spread the cost Reviewed on: 9th June 2026

Fast , reliable and safe.

Fast , reliable and safe. I trust PayPal so far and always use them Reviewed on: 9th June 2026

Really good services and friendly team

Really good services and friendly team Reviewed on: 9th June 2026

0% interest on purchases for many months, easy to u...

0% interest on purchases for many months, easy to use and reliable. No annual fee Reviewed on: 9th June 2026

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