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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

Love the app, easy to use and very secure

5
Love the app, easy to use and very secure Reviewed on: 29th April 2026

No problem with contact, I got a loan without any pr...

5
No problem with contact, I got a loan without any problems with the option of paying installments via Direct Debit and the possibility of early repayment. I recommend it to anyone who needs a loan. Reviewed on: 29th April 2026

Easy online payment and installation

5
Easy online payment and installation Reviewed on: 29th April 2026

Always reliable and easy to use .

5
Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Tranquillity

5
Tranquility. Very easy to manage Reviewed on: 29th April 2026

All I can say is it’s brilliant!

5
I’ve been using PayPal for years, and all I can say is it’s brilliant! My first feeling was ‘Security’ I always feel I can pay for items knowing that I’m covered in the event that a seller is not being 100%. I’ve recommended friends to PayPal and they’ve all said the same as me; so thank you Reviewed on: 29th April 2026

It’s so easy to use and everything’s that much saved...

5
It’s so easy to use and everything’s that much saved before me using Reviewed on: 29th April 2026

I always use PayPal

5
I always use PayPal as it gives me peace of mind knowing I am covered if anything goes wrong with my purchase Reviewed on: 29th April 2026

Been using for years

5
Been using for years it’s perfect work every time. that helped me out in the passed with a eBay problems Reviewed on: 29th April 2026

Easy to navigate around the app and to keep on top o...

5
Easy to navigate around the app and to keep on top of accounts. Reviewed on: 29th April 2026

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