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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Used PayPal in an emergency so easy

Used PayPal in an emergency when I was short. Forgot how easy it was. Just like your ....everyday card. Reviewed on: 9th June 2026

Excellent service i love to use it for my everyday t...

Excellent service i love to use it for my everyday transactions Reviewed on: 9th June 2026

Brilliant

Very easy to use. Handy and convenient Reviewed on: 9th June 2026

very good, pay in 3 is very handy.

very good, pay in 3 is very handy. And sending money is fast and useful Reviewed on: 9th June 2026

Easy to access credit at a favourable rate

It has been very easy to access credit at a favourable rate (0% if paid on time). Making timely payments if also very quick and easy. It helps spread payments for larger purchases. Reviewed on: 9th June 2026

PayPal is great easy to use!

PayPal is great easy to use! I use PayPal for my purchases, it gives points to redeem against to use in many shops online! Would highly recommend it! Reviewed on: 9th June 2026

Excellent

Great service and quick response to inquiry Reviewed on: 9th June 2026

Very honnest and good value for money absolutely ama...

Very honnest and good value for money absolutely amazing customer service Reviewed on: 9th June 2026

It is awesome.

It was awesome. It gives me credit more than I’ve thought and made me excited. Moreover, it has fabulous user interface provide this opportunity to find every thing in a single look. Reviewed on: 9th June 2026

Very efficient, waiting no more then 2 mins

Very efficient, waiting no more then 2 mins Reviewed on: 9th June 2026

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