Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

Great app use all the time number 1

5
Great app use all the time number 1 Reviewed on: 29th April 2026

Good service and safe,will recomend others aswell

5
Good service and safe,will recomend others aswell Reviewed on: 29th April 2026

PayPal made online payments incredibly easy and secure.

5
PayPal made online payments incredibly easy and secure. The setup was quick, linking my bank account/card took only minutes, and the interface is simple to navigate. Transactions are fast, and I appreciate the buyer protection that adds peace of mind when shopping online. Sending and receiving money is smooth, especially for international payments. Customer support was responsive when I had an issue. Overall, PayPal is a reliable, convenient, and trusted payment platform that makes managing money online stress-free. Reviewed on: 29th April 2026

Smooth easy transactions.

5
Smooth easy transactions. Available widely for payment and easy to plan and pay ahead for big purchases Reviewed on: 29th April 2026

All good no issues

5
All good no issues as long as I use didn’t have any problems Reviewed on: 29th April 2026

Always helpful !

5
Always helpful. Never had any issues with the service Reviewed on: 29th April 2026

Absolutely fantastic, PayPal has replaced my bank, v...

5
Absolutely fantastic, PayPal has replaced my bank, very flexible with payments Reviewed on: 29th April 2026

Always useing Paypal for shopping , never havd zny p...

5
Always useing Paypal for shopping , never havd zny problem . Very helpfull customer service . Reviewed on: 29th April 2026

I used PayPal credit for years, such an easy way to...

5
I used PayPal credit for years, such an easy way to purchase pay and re-pay. Integrated in one system. Convenient , fast and available when needed. Reviewed on: 29th April 2026

Always easy with added peace of mind

5
Always easy with added peace of mind Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75518 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products