Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,805 reviews, last reviewed 7th Apr 2026
555100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, quick and easy, love the app too! Great service, quick and easy, love the app too! Never had any problems what so ever. Solid customer service team. I use PayPal for a lot of my paymen... Read more Reviewed on: 7th April 2026
Hayley 's avatar
Hayley

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56805)

Forever recommending Paypal Credit to friends and family!

5
I now avoid all credit card lenders and ONLY use PayPal credit. The fact you don't have to pay ANY interest until after 4 months (which 9/10 times Is paid before it gets to that point) is amazing! Huge help for last minute things you need to buy anywhere from a birthday present you forgot or to replace a household appliance that broke - This is very helpful for all situations without Suprise costs or worry over being screwed over financially for borrowing Reviewed on: 8th July 2022
Mrs Bourne's avatar
Mrs Bourne

Love PayPal

5
Love PayPal! Always gives offers and little charge!!! So happy to be with PayPal!!! Reviewed on: 8th July 2022
Madinat Beare 's avatar
Madinat Beare

Great and easy to use

5
I have found that using pay pal is easy and convenient . Reviewed on: 8th July 2022
steve rhodes's avatar
steve rhodes

Amazing service

5
Paypal is an amazing service specially their 4 month interest free payment service superb costumer support. Highly recommend Reviewed on: 8th July 2022
Syed Waqas Ahmad's avatar
Syed Waqas Ahmad

Nothing to say just I love it

5
The best condition of shopping and fantastic customer service along with security. To be honest PayPal credit is the best. Reviewed on: 8th July 2022
Elham Gharacheh 's avatar
Elham Gharacheh

PayPal helps

5
When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022
Wendy Jenkins 's avatar
Wendy Jenkins

Best credit provider

5
Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022
zerah muhaji's avatar
zerah muhaji

Helps me split the cost of important things in life

5
I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022
Livi Cracknell's avatar
Livi Cracknell

Convenient and simple to use

5
This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022
Joe's avatar
Joe

Easy credit with interest free if wanted

5
I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022
Brahim Labii's avatar
Brahim Labii

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill