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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Excellent for providing safe and secure online payme...

Excellent for providing safe and secure online payments. Great easy to use credit/finance with low minimum payments. Also provide a service for cryptocurrency and information about dealing with such Reviewed on: 9th June 2026

Very nice!

Easy to use, quick transfers and a reasonable credit limit. Reviewed on: 9th June 2026

It’s great - helpful that it has multiple uses

It’s great - helpful that it has multiple uses Reviewed on: 9th June 2026

Paywise helps pals!

Wish they could come up with a more balanced system that shows an accurate balance after each payment, rather than just daily payments like banks. Sometimes, they have unknowingly used refunds or deposits to offset payments, which might be a bit confusing. Staff are available to assist and willing to support. Reviewed on: 9th June 2026

Overall great

Experience overall is great but I noticed that paypal credit can't be accessed via the app so I have to login on my browser Reviewed on: 9th June 2026

Great and trustworthy

Great! So easy and user friendly. Long time customer Reviewed on: 9th June 2026

refunded sharpl

Fast secure and trustworthy and refunded sharply Reviewed on: 9th June 2026

Because They are straight Forward

Because They are straight Forward Reviewed on: 9th June 2026

Love using PayPal credit and PayPal pay in 3 as well...

Love using PayPal credit and PayPal pay in 3 as well as the promotional offers that they have where I can pay within 4 months. I mostly use PayPal for booking Airbnbs and holidays because if allows me to make the payment over time. Would deffo recommend! Reviewed on: 9th June 2026

Pay pal credit is such a godsend its accepted at mos...

Pay pal credit is such a godsend its accepted at most online shops and websites and is very flexible and easy to use. Its a fast and easy way to use when shopping online i use it all the time then pay it off when I get paid works well for me Reviewed on: 9th June 2026

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