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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

All went well.

All went well. Happy with my experience. Reviewed on: 9th June 2026

Recruitment issues

I didn't have massive issues to comment on customer service , however, I've been using PayPal for years. My only issue would be recruitment process. It would be nice if the company at least notify if the application has been successful or not. Reviewed on: 9th June 2026

Easy to use and user friendly .

Easy to use and user friendly . Available for most retailers and customers. Reviewed on: 9th June 2026

An awesome service that’s an absolute doddle to set...

An awesome service that’s an absolute doddle to set up and gives you flexibility to pay for a given purchase over x amount of time in months. Reviewed on: 9th June 2026

Fantastic experience, always.

Fantastic experience, always. Will recommend anytime Reviewed on: 9th June 2026

Good. Excellent.

Good. Excellent very nice very helpful very good. Reviewed on: 9th June 2026

Brilliant always you PayPal for all my payments

Brilliant always you PayPal for all my payments Reviewed on: 9th June 2026

.Super service

I've used PayPal Credit on seversl occasions to purchase equipment in connection with my business; all transactions have been hassle-free and very straightforward to manage. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Very good customer service Reviewed on: 9th June 2026

My go-to payment option

Easy, efficient and reliable payment method. 4 months interest free credit on new purchases and the addition of a physical payment card, makes Paypal Credit one of my preferred payment options. Reviewed on: 9th June 2026

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