Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 57,031 reviews, last reviewed 7th Apr 2026
575700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful and supportive. Always been very helpful and supportive. On the rare occasion there has been an issue they are always really clear on what to do and how to get the pr... Read more Reviewed on: 7th April 2026
Aaron D's avatar
Aaron D

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57031)

Paypal feedback

5
Easy to use with an exellent 0% interest offer. Reviewed on: 8th July 2022

PayPal credit

5
Outstanding service and communication Reviewed on: 8th July 2022

Top payment method

5
Top payment method and super secure Reviewed on: 8th July 2022

Good way to pay safe & secure

5
I love to use pay pal either by cash or credit because your money is in safe hand Reviewed on: 8th July 2022

Super convenince..

5
For me Paypal is amazing. I have many years and every time they have more for the costumers and is great. Reviewed on: 8th July 2022

Simple, effectively putting me in control of my credit

5
Amazing opportunity to use credit which has helped me with Alot of suprise bills and breakages, flexible repayments with ultra clear costing plans. I have recommended all of my family and friends to sign up and use paypal credit and we have all been very happy with using it Reviewed on: 8th July 2022

Best I have used

5
Love the paypal credit as long as I spend 99+ I have 4 months ingest free Reviewed on: 8th July 2022

Winner

5
Hope I win the competition and get £1000 Reviewed on: 8th July 2022

Easy to use with small repayments

5
I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022

Credit

5
Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 31077 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3657 reviews
    PayPal
    View all products