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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487422109724601 (144793 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144793)

That is extremely helpful for all that you need

That is extremely helpful for all that you need Reviewed on: 29th April 2026

Good experience.

Good experience. Good options for payment Reviewed on: 29th April 2026

Paypal is always there when I need it

Paypal is always there when I need it Reviewed on: 29th April 2026

Easy to apply for.

Easy to apply for. Fast to use. Would recommend Reviewed on: 29th April 2026

Always use PayPal as it is the best trusted source a...

Always use PayPal as it is the best trusted source available Reviewed on: 29th April 2026

I was able to get a new laptop for university after...

I was able to get a new laptop for university after owning my previous one for 10+ years, so I’m really grateful to be able to use PayPal Credit. It has been a smooth and straightforward experience and has really made life easier, thank you! Reviewed on: 29th April 2026

Like the pay in 3 flexibility and the 4 months inter...

Like the pay in 3 flexibility and the 4 months interest free credit for larger purchases. Reviewed on: 29th April 2026

Amazing easy way to pay always use this way to pay o...

Amazing easy way to pay always use this way to pay online and its safe Reviewed on: 29th April 2026

Good experience

I have used paypal for some time. It is easy to use, easy to keep track of payments and allows you to spread the cost. The app is easy to use and keep track of and make payments. Reviewed on: 29th April 2026

Reliable and hassle-free for years

I’ve been using PayPal for many years now, and I’ve never had any issues. Payments are always smooth, fast, and secure, whether I’m sending money or shopping online. The platform is easy to use, and I trust it completely for handling my transactions. It’s rare to find a service that works consistently well over such a long period, and PayPal has definitely proven to be reliable. I would highly recommend it to anyone looking for a dependable payment solution. Reviewed on: 29th April 2026

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