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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

I've been with PayPal since 2012 and I've never had...

I've been with PayPal since 2012 and I've never had any issues with them. Reviewed on: 9th June 2026

get started... Amazed with the credit

Excellent very easy to use, very easy to get started Reviewed on: 9th June 2026

Great finance choices, PayPal card is great option a...

Great finance choices, PayPal card is great option and repayment options great too. Reviewed on: 9th June 2026

Good way to shop and use the PayPal credit.

Good way to shop and use the PayPal credit. Helps in terms of doing an instant purchase when low on cash. Reviewed on: 9th June 2026

I use PayPal on a regular basis both for peace of mi...

I use PayPal on a regular basis both for peace of mind when purchasing expensive items for both business and personal and to help spread payments when needed especially in a climate that is costly to live in these days Reviewed on: 9th June 2026

Works well.

Works well. Any problems sorted out quickly. Excellent. Reviewed on: 9th June 2026

I regret now why I haven't got this card all till now

I regret now why I haven't got this card all these years. The best credit card compared to 4 other cards that I have. From the aspects of App UI/UX, usage of card at POS or online, Direct debit setup with just enough required notifications, etc. Reviewed on: 9th June 2026

I am using pay pal form 2019 and didn’t face any tre...

I am using pay pal form 2019 and didn’t face any trebles its easy to use and esay to communicate with customers service Reviewed on: 9th June 2026

Great job to all the PayPal team!

Great job to all the PayPal team! Reviewed on: 9th June 2026

Great customer service.

Great customer service. Sort out issues quickly Reviewed on: 9th June 2026

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