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PayPal: PayPal Credit reviews

4.91
Based on 57,091 reviews, last reviewed 8th Apr 2026
581000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, easy to maintain. Easy to apply, easy to maintain. A helpful all round experience for financing in several ways. Reviewed on: 8th April 2026
Phoenix S's avatar
Phoenix S

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57092)

Great service

5
Helps spread the cost of things that couldn’t be purchased or done otherwise Reviewed on: 8th July 2022

Brilliant service

5
PayPal credit is brilliant with excellent conditions, which gives me security and sustainable opportunities in my privite life. Reviewed on: 8th July 2022

Brilliant

5
Help me a lot with giving me time to pay later Reviewed on: 8th July 2022

It was a kife saver for me

5
In one stage I needed just a bit of cash to work with. I applied for paypal credit and I have been given £3,000 which helped me a lot. So thankful to paypal! Reviewed on: 8th July 2022

Best purchasing power credit

5
It’s affordable and best simple way of paying back with no hassle. Reviewed on: 8th July 2022

Very good.

5
Great to be helped out especially when you need Reviewed on: 8th July 2022

Superb

5
Put simple, bloody brilliant. Security for purchases, peace of mind knowing you have their protection. The best and safest way to shop online. Reviewed on: 8th July 2022

Best Credit Provider

5
Best credit service ever. Easy and amazingly easy to apply and get u things u need nice and easy Reviewed on: 8th July 2022

Free money for a month

5
Very straightforward, use it and it will be payed back by direct debit in a month or two. No hassle. Reviewed on: 8th July 2022

Very good

5
Latwa i czytelna obsługa konta pay pal .znakomite promocje Reviewed on: 8th July 2022

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