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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144795 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144795)

When i had a problem with my payment plan, i immedia...

When i had a problem with my payment plan, i immediately phone PayPal and was helped with my problem quickly and i wasn’t on hold for a long time so that was a plus too !! Reviewed on: 29th April 2026

Decline purchase

Purchases at checkout always decline. Reviewed on: 29th April 2026

Easy to use,understand,and a lot of choices of payme...

Easy to use,understand,and a lot of choices of payment you can use...love it. Reviewed on: 29th April 2026

Game changer with credit options

The allowing you to spread costs over 4 months interest free was a game changer to be able to buy bigger purchases. Reviewed on: 29th April 2026

The best!

Excellent payment platform very secure and quick Reviewed on: 29th April 2026

Have used PayPal for many years.

Have used PayPal for many years. It is fantastic and the new credit facilities are very handy. Reviewed on: 29th April 2026

Wonder pal

Great user friendly service, never an issue always reliable. Reviewed on: 29th April 2026

Good to know it's there

Good to know it's there when you don't have the full amount or you can take advantage of offers when they are on. Reviewed on: 29th April 2026

The best easy transactions ever

Easy to use good benefits, simple access, app is an amazing Reviewed on: 29th April 2026

Smooth online transactions and fair credit

PayPal makes online transactions effortless and 0% credit options help spread the cost on larger purchases Reviewed on: 29th April 2026

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