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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Easy and excellent service

Easy and excellent service find it good offers Reviewed on: 9th June 2026

Excellent all round experience.

Excellent all round experience. Easy to contact and resolve issues which there are few. Enable to pay online and not leave a trail of financial details everywhere. Reviewed on: 9th June 2026

Useful but only if you pay in 4 months

I applied for PayPal Credit and got approved quickly. The process was simple and I could use it right away for online shopping. Interest is 0% if I pay within 4 months which is really helpful. Customer service answered my questions fast. Good option if you need flexible payments. Reviewed on: 9th June 2026

Happy to use PayPal helping me a lot

Happy to use PayPal helping me a lot Reviewed on: 9th June 2026

PayPal Credit is an excellent financial product that...

PayPal Credit is an excellent financial product that offers great flexibility. Reviewed on: 9th June 2026

I love Poypal.

I love Poypal. I know my purchases are protected and there are many different payment options. I especially like Pay in 3 which allows me to spread the cost, interest free. Reviewed on: 9th June 2026

PayPal is the best.

I've been using PayPal for many years and cannot fault them, the service they offer is outstanding, their security and customer service is of an extremely high standard. They continue to innovate new offerings to customers which exceed my expectations. I always feel safe when I'm shopping online and use PayPal, if I can't use PayPal then I probably won't make the purchase! Reviewed on: 9th June 2026

PayPal has been great payment method for years, also...

PayPal has been great payment method for years, also PayPal credit offers really good credit options and deals. Reviewed on: 9th June 2026

Pay in 3 is very useful.

Pay in 3 is very useful. Also the credit function is also as good. Interest free periods which is amazing. Reviewed on: 9th June 2026

PayPal makes my life so easy and my transactions so...

PayPal makes my life so easy and my transactions so seamless. I strongly recommend Reviewed on: 9th June 2026

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