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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144800 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144800)

I was having trouble with my car PayPal gave me that...

I was having trouble with my car PayPal gave me that bit of freedom to pay through my account with achievable repayments Reviewed on: 29th April 2026

Paypal is the best

Always there when I need them. They offer excellent coverage for payments. Reviewed on: 29th April 2026

There trustworthy.

There trustworthy. And easy to use. Reviewed on: 29th April 2026

Very good!

Very good! It is a very good option regarding money Reviewed on: 29th April 2026

Very bad customer service!

Very bad customer service! Almost impossible to get in touch with a person and when you do they cannot help you due to restrictive guidelines Reviewed on: 29th April 2026

Really secure way to buying things from online platf...

Really secure way to buying things from online platforms. Brilliant. Love it. Reviewed on: 29th April 2026

Excellent service to costumers or subscribers just...

Excellent service to costumers or subscribers just like me Reviewed on: 29th April 2026

Takes a long time for balance to show on PayPal cred...

Takes a long time for balance to show on PayPal credit following a payment Reviewed on: 29th April 2026

PayPal credit is excellent for those larger phrchases

PayPal credit is excellent for those larger purchases you can pay off interest free over 4 months… as and when you want! Easy to purchase items via the app and to keep track of on a daily basis. Reviewed on: 29th April 2026

. Great and easy to use

I’ve had a good experience using PayPal Credit. It’s very convenient and gives flexibility when making purchases. The option to spread payments is really useful and easy to manage through the app. Reviewed on: 29th April 2026

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