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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

TOP CLASS SERVICE

Its been helpful for me several times especially 1 time i purchased new Samsung galaxy s23 paid in 3 installments iv used this format several times its so helpful and easy to manage every time I purchase some thing i don't have enough budget i always use this process Reviewed on: 8th June 2026

Great service from paypal

PayPal offers really a great service, truly an amazing provider Reviewed on: 8th June 2026

Easy and secure, I can pay in 3 instalments.

Easy and secure, I can pay in 3 instalments. Reviewed on: 8th June 2026

Fantastical

Always had great support and easy to mange. Mange my credit, great benefits, discounts and feel secure using it. Love the 4 month 0% payment plans. Reviewed on: 8th June 2026

Best financial app

I’ve been using PayPal for several years and have always found it to be a reliable, secure, and convenient payment platform. Sending and receiving money is quick and straightforward, and the buyer protection features provide added peace of mind when shopping online. The app is easy to navigate, transactions are processed efficiently, and linking bank accounts or cards is simple. I also appreciate the ability to make payments internationally without hassle. Overall, PayPal is a trusted service that makes managing online payments fast, secure, and convenient. I would highly recommend it to anyone looking for a dependable digital payment solution. Reviewed on: 8th June 2026

PayPal started me with a 6 months interest free pack...

PayPal started me with a 6 months interest free package that allowed me to be flexible with my payments and that for me is a game changer, it allowed me to understand and budget my finances. Reviewed on: 8th June 2026

Easy, simple, safe.

Easy, simple, safe. Trustable with a peace of mind with transactions Reviewed on: 8th June 2026

Lovely service

I have had no issues with PayPal since I joined and would recommend it to anyone for a quick and safe transaction Reviewed on: 8th June 2026

Great service funds when you want them lots of retai...

Great service funds when you want them lots of retailers Reviewed on: 8th June 2026

Great customer service and pay in 3 is a fantastic f...

Great customer service and pay in 3 is a fantastic feature Reviewed on: 8th June 2026

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