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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Great service.

5
Easy to interact if have a problem always very helpful on occadions I have needed to get in touch. Very easy to use all services offered Reviewed on: 8th June 2026

Satisfied customer

5
I am very satisfied with PayPal’s customer service. The support team was helpful, professional, and resolved my issue efficiently. Reviewed on: 8th June 2026

Value for money

5
When ever I need they were there for me, simple and fast and reliable Reviewed on: 8th June 2026

Excellent customer service and prompt response when...

5
Excellent customer service and prompt response when contacting. Offer interest free purchases for 3 to 6 months. Reviewed on: 8th June 2026

PayPal is great for getting online refunds you feel...

4
PayPal is great for getting online refunds you feel safe shopping and using PayPal to pay. Reviewed on: 8th June 2026

PayPal is the best for secure and safe transactions...

5
PayPal is the best for secure and safe transactions and gives a sense of security with regards to not getting duped by scams and fake websites. Reviewed on: 8th June 2026

I have been with Paypal for a number years now and t...

5
I have been with Paypal for a number years now and their customer service have always been fantastic. I also love the versatility and visibity of PayPal accorss mutiple platforms. Reviewed on: 8th June 2026

Easy to set up and great value for money, The accept...

5
Easy to set up and great value for money, The acceptance process was quick and straightforward. No hassle and simple. Reviewed on: 8th June 2026

Make it easier to do money transaction

5
Make it easier to do money transaction Reviewed on: 8th June 2026

Easy and Flexible

5
PayPal is so flexible and easy to use, I use pay in 3 for some larger purchases and PayPal credit to spread the cost over a longer period and have take advantage of 0% intrest offers Reviewed on: 8th June 2026

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