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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

App choice

Easy to use in the app with either PayPsl credit or pay in three Reviewed on: 8th June 2026

It's been a seemless experience at checkouts for Pay...

It's been a seemless experience at checkouts for PayPal option. Reviewed on: 8th June 2026

PayPal representatives

PayPal representatives are very helpful and knowledgeable Reviewed on: 8th June 2026

PayPal my new best friend

Really easy to use PayPal through the app. Applied for a credit card account and was really simple application decision was immediate. Great service Reviewed on: 8th June 2026

Amazing experience using PayPal Credit

Helpful when balancing out spending, getting extra time to pay back and the limit is generous. Reviewed on: 8th June 2026

The goto finance provider in my opinion.

The goto finance provider in my opinion. Easy process for my purchases Reviewed on: 8th June 2026

I find PayPal to be a trustworthy and reliable payme...

I find PayPal to be a trustworthy and reliable payment method. I have not experienced any issues when using it, and I feel reassured knowing that support is available should anything go wrong with a transaction. Reviewed on: 8th June 2026

App is easy and quick to use.

App is easy and quick to use. Never had any issues with PayPal. Highly recommend using to others. Reviewed on: 8th June 2026

Excellent Service

I always use paypal as much as i can it gives me so much confidence in buying products,knowing that if anything goes wrong Paypal has your back Reviewed on: 8th June 2026

Great app and user friendly.

Great app and user friendly. Secure payments and cash back too! What's not to like. Reviewed on: 8th June 2026

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