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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

very good ,good offer,easy to use

5
very good ,good offer,easy to use Reviewed on: 8th June 2026

Easy and quick to set up

5
Easy and quick to set up, easy to make payments. No issues at all Reviewed on: 8th June 2026

My experience of the meteoric improvement of

4
I have used PayPal for a long time and I am extremely impressed by how much the service has improved, noticeably in the past decade, I would say. I like the convenience and I make a point of suggesting to retailers & the like that they should use PayPal as I’m sure it could only be beneficial for them. Reviewed on: 8th June 2026

PayPal review five star

5
Amazing company great customer service and quick easy payments highly recommend,been using them for over thirty years now Reviewed on: 8th June 2026

Easy to use.

5
Easy to use, follow, make payments etc Reviewed on: 8th June 2026

Always had great experience with PayPal, lots of fin...

5
Always had great experience with PayPal, lots of financial services available, very broad and useful ways of paying for goods and services and spreading the cost through PayPal is excellent Reviewed on: 8th June 2026

Always trusted PayPal only one who have my card deta...

5
Always trusted PayPal only one who have my card details if I have a problem PayPal have sorted it 100 per cent trustworthy Reviewed on: 8th June 2026

PayPal always provides excellent service

5
PayPal always provides excellent service Reviewed on: 8th June 2026

Good all wrong easy way to manage big bills

5
Good all wrong easy way to manage big bills Reviewed on: 8th June 2026

Would recommend

5
Quick and easy. Safe to use. Would recommend Reviewed on: 8th June 2026

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