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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very good and easy to use.

Very good and easy to use. Very helpful to be able to pay over 4 months interest free. Simple to use and very efficient. would recommend to anyone to use PayPal for its ease of use and also being able to feel protected and secure that your payment is safe if there are any issues with your purchase. Reviewed on: 8th June 2026

Good and easy to use, always helpful when months may...

Good and easy to use, always helpful when months may be tougher than usual due to unforeseen bills and payments etc. Reviewed on: 8th June 2026

So simple to use

Everything so easy and simple use, which is great for us oldies. Reviewed on: 8th June 2026

Good no intrest offers, really helps spread payments

Good no intrest offers, really helps spread payments Reviewed on: 8th June 2026

Easy to use and great service

Easy to use and great I can use it for a large number of retailers. Good rate of interest and easy to use and understand the app. Reviewed on: 8th June 2026

Clear instructions, great advertising, good customer...

Clear instructions, great advertising, good customer service Reviewed on: 8th June 2026

No issues experienced

No issues encountered using the service Reviewed on: 8th June 2026

PayPal Credit is useful for financing big purchases

PayPal Credit is useful for financing big purchases Reviewed on: 8th June 2026

Amazing service easy to use and quick

Amazing service easy to use and quick Reviewed on: 8th June 2026

Excellent service.

Great service, glad I have it. It has come in really handy for the big item buys. Reviewed on: 8th June 2026

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