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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181131)

Great service, fast check out and no annual fees

4
Great service, fast check out and no annual fees Reviewed on: 8th June 2026
Calvin A's avatar
Calvin A

Very good service and experience

5
Very good service in all aspects Reviewed on: 8th June 2026
Wasim 's avatar
Wasim

Happy customer

5
Never had to deal with paypal customer service, however ive also never ran into any problems using paypal Reviewed on: 8th June 2026
Mike m's avatar
Mike m

Paypal is my 'go-to' when paying for things.

5
Paypal is my 'go-to' when paying for things. Flexible payments over a period of time really helps me out. Reviewed on: 8th June 2026
JP's avatar
JP

Easy to use and quick, only criticism would be worki...

5
Easy to use and quick, only criticism would be working out how to pay off the debt on the app. Figured it out now, but it could be easier. Maybe a simple dashboard with “pay now” option to immediately reduce the debt Reviewed on: 8th June 2026
Lee K's avatar
Lee K

Helps me purchase larger items without the immediate...

5
Helps me purchase larger items without the immediate outlay Reviewed on: 8th June 2026
Nathan Relton's avatar
Nathan Relton

I never have issues with PayPal!

5
I never have issues with PayPal! Customer service is excellent & payment reminders come through timely. Having it all on my app is so much easier. Reviewed on: 8th June 2026
Alicia Davies's avatar
Alicia Davies

Smooth, easy to track and always clear.

5
Smooth, easy to track and always clear. Reviewed on: 8th June 2026
DG's avatar
DG

Pay Pal credit an excellent choice

5
Eveey transaction has been easy and ran smoothly Reviewed on: 8th June 2026
Bob Howard's avatar
Bob Howard

fast and easy to use allows me to pay in 3 installme...

5
fast and easy to use allows me to pay in 3 installments if I want Reviewed on: 8th June 2026
Matt's avatar
Matt

Review PayPal: PayPal Credit now

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