Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

Very good customer care and value for money

Very good customer care and value for money Reviewed on: 8th June 2026

Always so easy to use, security it 100%so no worries...

Always so easy to use, security it 100%so no worries about my money Reviewed on: 8th June 2026

Every time I have been using PayPal they are effecti...

Every time I have been using PayPal they are effective in all my transactions Reviewed on: 8th June 2026

I think the % is high on paypal credit.

I think the % is high on paypal credit. Reviewed on: 8th June 2026

Happy customer

Happy with pay in 3 , good credit, get points I’m happy with all these . Reviewed on: 8th June 2026

Helpful, good benefits.

Helpful, good benefits. Very easy to use and access when needed. Very strong security checks too. Reviewed on: 8th June 2026

When I was scammed online, PayPal were fantastic in...

When I was scammed online, PayPal were fantastic in Supporting me getting all my money back Reviewed on: 8th June 2026

Fantastic payment options and loyalty points

Multiple different payment options from pay in 3 to PayPal credit, it helps me decide how I manage my money in the most effective way for me. The new PayPal debit card is fantastic as I get to earn points on what things that I purchase. Point accumulate quickly too. Reviewed on: 8th June 2026

good very good use it if you wish

good very good use it if you wish Reviewed on: 8th June 2026

Very happy with PayPal Credit.

Very happy with PayPal Credit. I find them very straightforward to deal with and reasonably priced. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub