Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

Brilliant service and would recommend it anybody

Brilliant service and would recommend it anybody Reviewed on: 8th June 2026

Great experience overall.

Great experience overall. Great service overall Reviewed on: 8th June 2026

Been really happy so far, not needed to contact cust...

Been really happy so far, not needed to contact customer service. Reviewed on: 8th June 2026

Always very fast to use and trusted.

Always very fast to use and trusted. Reviewed on: 8th June 2026

Paypal works very well

Paypal works very well and you can get refunds easily if there is a problem Reviewed on: 8th June 2026

Review notes

Necer had any problems.. using pay pal for many many years never had any problems. Reviewed on: 8th June 2026

Excellent customer service I had PayPal since 2020 b...

Excellent customer service I had PayPal since 2020 but I never get any complaints Reviewed on: 8th June 2026

Hassle free with better than most conditions.

Hassle free with better than most conditions. Its only missing a card so you can use it as a normal credit but thats not a problem as 99% of the retailers accept paypal credit. Reviewed on: 8th June 2026

Good for online payments with security features such...

Good for online payments with security features such as two factor authentication Reviewed on: 8th June 2026

Easy to use

PayPal Credit has been easy to use and convenient for spreading the cost of purchases. The app is straightforward and payments are easy to manage. I like being able to see what I owe and when payments are due. Overall, a useful service when used carefully. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub