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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Great service

4
Very easy to use and gives comfort that transactions are secure. Any problem was sorted out quickly and efficiently Reviewed on: 8th June 2026

Paypal credit is a total god send.

5
Paypal credit is a total god send. I’ve used it so many times I’ve lost count. Most memorable though was when I used it to buy a laptop from ebay for my studies - not something I could have afforded up front… and which proceeded to be the tool which got me my degree - paypal credit enabled me to get the tools I needed to do my degree. That’s pretty cool. Reviewed on: 8th June 2026

I have used PayPal for years now and never any probl...

5
I have used PayPal for years now and never any problems. Reviewed on: 8th June 2026

The safer way to spend online.

5
The safer way to spend online. Always feel secure making payments Reviewed on: 8th June 2026

Revolut is car ahead, improvement in areas are needed

4
Revolut is car ahead, improvement in areas are needed Reviewed on: 8th June 2026

I have never had an issue with PayPal.

4
I have never had an issue with PayPal. It has been easy hassle free, so far Reviewed on: 8th June 2026

Easy to use at retailer shop and also easy to apply...

5
Easy to use at retailer shop and also easy to apply for interest free laon Reviewed on: 8th June 2026

Love the flexibility that PayPal offers.

5
Love the flexibility that PayPal offers. Reviewed on: 8th June 2026

Very good, I have used for over a year now and would...

5
Very good, I have used for over a year now and wouldn’t look back Reviewed on: 8th June 2026

So far so good until the moment .

5
So far so good until the moment .I would strongly recommend to everyone Reviewed on: 8th June 2026

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