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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

I am able to benefit fromg no interest and manage my...

I am able to benefit from no interest and manage my finances better. I am in control and able to plan my payments. Reviewed on: 7th June 2026

Very efficient and helpful.

Very efficient and helpful. Thank you Reviewed on: 7th June 2026

Always there to help , easy to apply for and great s...

Always there to help , easy to apply for and great service Reviewed on: 7th June 2026

Convenient but High Interest

Applying for PayPal Credit was quick and straightforward, and it works seamlessly for online purchases. However, the interest rate is higher than expected, so paying off the balance quickly is important. Reviewed on: 7th June 2026

Great and reliable I will always choose paypal

Great and reliable I will always choose paypal Reviewed on: 7th June 2026

It's very secure payment all the time and good custo...

It's very secure payment all the time and good customer service and easy to use any where no matter.thank your PayPal Reviewed on: 7th June 2026

Excellent service and hassle free

Excellent service and hassle free Reviewed on: 7th June 2026

Outstandingly responsive and very user friendly.

Outstandingly responsive and very user friendly. Reviewed on: 7th June 2026

Easy way to pay in 3 instalments.

Easy way to pay in 3 instalments. Reviewed on: 7th June 2026

All good..

All good. I recommend everyone to have Paypal Reviewed on: 7th June 2026

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