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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Fantastic way of payment, adds additional protection.

Fantastic way of payment, adds additional protection. Makes things easy. Reviewed on: 4th June 2026

Fantastic company, use it daily.

Fantastic company, use it daily. Customer service is incredible Reviewed on: 4th June 2026

Easy to use and feels secure

Easy to use and feels secure. Im not very good at buying things online but Paypal makes it easy Reviewed on: 4th June 2026

simple to use

Very useful service, simple to use, quick and easy Reviewed on: 4th June 2026

To Fundraise and Pay for My Rescued Romanian Dogs

I use PayPal to collect funds and to pay for my stray dogs and dogs in public shelters that I have rescued from Romania from being killed by the authorities there. Reviewed on: 4th June 2026

Great way to pay easy quick and safe

Great way to pay easy quick and safe Reviewed on: 4th June 2026

Paypal is great overall for everything.

Paypal is great overall for everything. Reviewed on: 4th June 2026

Very happy with PayPal credit, flexible and easy to...

Very happy with PayPal credit, flexible and easy to manage Reviewed on: 4th June 2026

I used PayPal often to protect my payments.

I used PayPal often to protect my payments. Their PayPal credit line is also very helpful when I need to stretch out payments for items. Reviewed on: 4th June 2026

Always have had a positive experience using PayPal,...

Always have had a positive experience using PayPal, quick easy does what I need it to do. Reviewed on: 4th June 2026

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