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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181096)

Secure and simple online transaction

5
I have been using PayPal for both personal and online purchases, and the experience has been smooth and reliable. Payments are processed quickly, the interface is easy to use, and I appreciate the extra layer of security when shopping online. Customer support has been helpful whenever I have needed assistance, and the buyer protection features provide added peace of mind. Overall, PayPal is a convenient and trustworthy payment platform that makes online transactions simple and secure. Reviewed on: 1st June 2026
Angelina A's avatar
Angelina A

Great customer Serviceducts quite often.

5
I use PayPal to pay for products quite often. It's easy to use and I feel protected this way as I know that they are good at resolving issues on my behalf. The customer service team are very professional and polite. Reviewed on: 1st June 2026
Sarah L's avatar
Sarah L

It's great to use when making bigger purchases

5
It's great to use when making bigger purchases and want the amount to be split in to smaler payments. It gives you flexibility and assurance, I think it's great! Reviewed on: 1st June 2026
Vee's avatar
Vee

Your money is safe

5
Use regularly and feel assued my money is protected. Always happy to help in case of disputes. No fuss. No hassle. Everyone knows PayPal Reviewed on: 1st June 2026
Vanda K's avatar
Vanda K

Handy to have

5
For large items I use pay in 3 and for expensive I have successfully used credit Reviewed on: 1st June 2026
Jax Rice's avatar
Jax Rice

Great for big ticket items

5
Great for big ticket items. Hassle free, not applicatons Reviewed on: 1st June 2026
Yolanda Cuevas-Beck's avatar
Yolanda Cuevas-Beck

Comfortable Spending

5
Being able to use PayPal credit jas given me the comfort to stretch out my bills and other payments giving me ease of mind. Reviewed on: 1st June 2026
NathanialC's avatar
NathanialC

Easy to use.

5
Easy to use. Versatile. Never had any issues. Reviewed on: 1st June 2026
Ggdes's avatar
Ggdes

PayPal is the best and very safe

5
PayPal is the best and very safe Reviewed on: 1st June 2026
Sophie Boyce's avatar
Sophie Boyce

Very convenient, easy to access and control.

5
Very convenient, easy to access and control. Reviewed on: 1st June 2026
Mark D's avatar
Mark D

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